Lapeer County property record for 40 Edwards Way, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,744 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,000 (Mar 2022) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-011-014-30 |
| Primary APN | 012-011-014-30 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Basement Area | 1,744 sqft |
| Unfinished Basement | 1,744 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 40 EDWARDS WAY |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | PARCEL 3: PART OF THE E 1/2 OF THE W 1/2 OF THE NW 1/4 OF SEC 11 TNR10E LAPEER TWP LAPEER CNTY MI. BEGINNING AT THE S 88 DEG |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 11 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 338000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 EDWARDS WAY, LAPEER, MI 48446-3288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on Record |
| Deed Sale | Mar 2, 2022 · Amount on Record |
| Prior Sale | Mar 7, 1997 · Amount on Record |
| Deed Book / Page | 3277 / 677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Mar 2, 2022 |
| Property Address | 40 EDWARDS WAY, LAPEER, MI 48446-3288 |
| Document Number | 0032770677 |
| Book / Page | 3277 / 677 |
| Instrument Date | Feb 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,347.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 EDWARDS WAY, 40, LAPEER, MI 48446-3288 |
| Name | Verified Name |
|---|---|
| Address | 2676 HOLLAND ST, LAKE ORION, MI 48360-2301 |
| Document Number | 0003277679 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 3277/679 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 40 EDWARDS WAY, LAPEER, MI 48446-3288 |
| Document Number | 0029700927 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 EDWARDS WAY LAPEER MI 484463288, LAPEER, MI 48446-3288 |
| Document Number | 0029700927 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 002970/000927 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 9, 2033 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,400 (+5.04%) | $320,800 (+5.04%) | |
| 2025 | $3,150.00 (+132.64%) Homeowner's exemption | $152,700 (+14.13%) | $305,400 (+14.13%) |
| 2023 | $133,800 | $267,600 | |
| 2022 | $1,354.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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