40 Edison Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 40 Edison Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1961
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2021)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Sep 2021 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:027-05100 B:90 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:027-05100 B:90 L:0`
Alternative APNs	`LUDL M:27 B:5100 P:90` `2988`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	3,556 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	2988
Street Address	40 EDISON DR
City	LUDLOW
State	MA
Zip	01056-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	5100
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1044
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 EDISON DR, LUDLOW, MA 01056-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Redemption Deed, Transfer
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIR HAVENS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 15, 2021
Property Address	40 EDISON DR, LUDLOW, MA 01056-3208
Document Number	24121-201
Book / Page	24121 / 201
Instrument Date	Sep 10, 2021
Instrument	64829
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 25, 2021
Property Address	40 EDISON DR, LUDLOW, MA 01056-3208
Document Number	24080-560
Book / Page	24080 / 560
Instrument Date	Aug 25, 2021
Instrument	59751
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 HILLCREST AVE, WEST SPRINGFIELD, MA 01089-2039

Mortgage

Document Number	59752
Date	Aug 25, 2021
Instrument	59752

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	40 EDISON DR, LUDLOW, MA 01056-3208
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22633-15
Date	Apr 22, 2019
Book Page	22633/15
Instrument	20094

Lender

Name	FAIR HAVENS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,124.00 (+2.97%)	$237,700 (+7.36%) Land $85,100 Building $152,600	$310,270 (+3.22%)
2024	$4,005.00 (+4.84%)	$221,400 (+13.07%) Land $85,100 Building $136,300	$300,580
2023	$3,820.00	$195,800 Land $78,000 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

Nearby Properties on Edison Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures