40 Edgewater Dr, Sumter, SC 29150 Property Records

Sumter County property record for 40 Edgewater Dr, Sumter, SC 29150 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1958
Lot Size	0.378 acres (16,498 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-12-06-003`

Property Details

APN / Parcel Number

Primary APN	`205-12-06-003`
Alternative APN	`27645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,999 sqft Living Area
1st Floor Area	1,999 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,498 sqft
Lot Width	114 ft Width
Porch	Open Porch
Fence	Fence
Utility Building	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27645
Old Parcel Number	205 12 06 003
Street Address	40 EDGEWATER DR
City	SUMTER
State	SC
Zip	29150-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 Z15-12 120 FT AV PB91-1537
Legal Subdivision	EDGEWATER
Legal Lot Number	27
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2006
Census Tract	902

Owner

Source: Sumter County records · APN 205-12-06-003

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	40 EDGEWATER DR, SUMTER, SC 29150-3762
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 15, 2008
Transfer Doc	0011103736
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	40 EDGEWATER DR, SUMTER, SC 29150-3762
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013042569
Date	Jul 15, 2022
Book Page	1304/2569

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 (+5.47%)	$5,790 (+0.17%) Land $1,131 Building $4,659	$145,925 (-) Land $28,500 Building $117,425
2023		$5,780 (-) Land $1,140 Building $4,640	$145,925 (-) Land $28,500 Building $117,425
2022	$1,079.00	$5,780 Land $1,140 Building $4,640	$145,925 Land $28,500 Building $117,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850009022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023, other causes
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.