Jackson County property record for 40 Edgar Dr, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,110 sqft · built 2005 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Nov 2023) |
| Tax Bill | $3,382 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048B 002 |
| Primary APN | 048B 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,110 sqft Heated Area |
| 1st Floor Area | 1,824 sqft |
| Basement Area | 1,804 sqft |
| Unfinished Basement | 1,804 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26168 |
|---|---|
| Street Address | 40 EDGAR DR |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LOT 2 THE EDGARS SUBD |
| Legal Subdivision | EDGARS (THE) |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 10200 |
Source: Jackson County records · APN 048B 002
Assessment roll updated February 23, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 EDGAR DR, COMMERCE, GA 30529-6082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Nov 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2023 · Amount on Record |
| Deed Sale | Nov 01, 2023 · Amount on Record |
| Prior Sale | Mar 08, 2011 |
| Deed Document Number | 20234586 |
| Deed Book / Page | 108S / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Apr 01, 2026 |
| Property Address | 40 EDGAR DR, COMMERCE, GA 30529-6082 |
| Document Number | 00119N0000000634 |
| Book / Page | 119N / 634 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0119000634, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 119N/634 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Nov 01, 2023 |
| Property Address | 40 EDGAR DR, COMMERCE, GA 30529-6082 |
| Document Number | 00108S0232 |
| Book / Page | 108S / 232 |
| Instrument Date | Nov 01, 2023 |
| Instrument | 2023004586 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 EDGAR DR, COMMERCE, GA 30529-6082 |
| Document Number | 00108S0000000235 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 000000108S/0000000235 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,382.00 (-1.05%) Homeowner's exemption | $135,520 (-) Land $10,000 Building $125,520 | $338,800 (-) Land $25,000 Building $313,800 |
| 2024 | $3,418.00 (+6.65%) Homeowner's exemption | $135,520 (+11.05%) Land $10,000 Building $125,520 | $338,800 (+11.05%) Land $25,000 Building $313,800 |
| 2023 | $3,205.00 (+13.98%) | $122,040 (+26.18%) Land $10,000 Building $112,040 | $305,100 (+26.18%) Land $25,000 Building $280,100 |
| 2022 | $2,812.00 | $96,720 Land $6,000 Building $90,720 | $241,800 Land $15,000 Building $226,800 |
Source: FEMA National Flood Hazard Layer, Jackson County (13157C), as of March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570102002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2004–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Uniti Group DSL | 200 / 20 |
Based on FCC filings for 22 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system GA1570117, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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