Kershaw County property record for 40 Edens Ln, Lugoff, SC 29078 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,606 sqft · built 1999 |
| Lot Size | 0.846 acres (36,869 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (May 2026) |
| Tax Bill | $1,915 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 295-02-00-007-SEK |
| Primary APN | 295-02-00-007-SEK |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,606 sqft Gross Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Lot Area | 36,869 sqft (0.846 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 84 sqft |
| Deck Area | 187 sqft |
| Account Number | 31822 |
|---|---|
| Street Address | 40 EDENS LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS GRANT NORTH SUBDIV LOT 7 |
| Legal Subdivision | KINGS GRANT NORTH SUBDIV |
| Legal Lot Number | 7 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970402 |
Source: Kershaw County records · APN 295-02-00-007-SEK
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 EDENS LN, LUGOFF, SC 29078-8948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 26, 2026 | Deed, Transfer · FHA Mortgage FIRST RELIANCE BANK |
| Sep 17, 2019 | Grant Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Aug 26, 2024 · Amount on Record |
| Deed Document Number | 20264952 |
| Deed Book / Page | 5597 / 250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 26, 2026 |
| Property Address | 40 EDENS LN, LUGOFF, SC 29078-8948 |
| Document Number | 0000004952 |
| Book / Page | 5597 / 250 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264952 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,544.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 EDENS LN, LUGOFF, SC 29078-8948 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004953, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20264953 |
| Name | FIRST RELIANCE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 17, 2019 |
| Property Address | 40 EDENS LN, LUGOFF, SC 29078-8948 |
| Document Number | 0000007485 |
| Book / Page | 004093 / 000097 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 7485 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,034.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 EDENS LN LUGOFF SC 290788948, LUGOFF, SC 29078-8948 |
| Document Number | 7486 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 004093/000099 |
| Instrument | 7486 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,915.00 (-0.52%) | $380,000 (+36.2%) Land $30,000 Building $350,000 | $380,000 (+36.2%) |
| 2023 | $1,925.00 | $279,000 Land $30,000 Building $249,000 | $279,000 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559704022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force 12 of 18 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Hurricane Helene |
| Wildfire Risk | Low above 37% of the US · above 12% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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