40 Eagle Rock Ln, Hubert, NC 28539 Property Records

Onslow County property record for 40 Eagle Rock Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1982
Lot Size	0.504 acres (21,976 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Jun 2025)
Tax Bill	$893 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1315A-40`

Property Details

APN / Parcel Number

Primary APN	`1315A-40`
Alternative APNs	`490021614` `438376000` `030735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,976 sqft (0.504 acres)
Lot Dimensions	222 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490021614
Street Address	40 EAGLE ROCK LN
City	HUBERT
State	NC
Zip	28539-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L40 GREAT NECK SHORES
Legal Subdivision	GREAT NECK SHORES
Legal Lot Number	40
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1001
Census Tract	2801

Owner

40 Eagle Rock Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 EAGLE ROCK LN, HUBERT, NC 28539-4118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Jan 23, 2018 · Amount on File
Deed Book / Page	6377 / 535
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 23, 2018
Property Address	40 EAGLE ROCK LN, HUBERT, NC 28539-4118
Document Number	0047280013
Book / Page	4728 / 013
Map Reference	MB21 PG29
Instrument Date	Jan 18, 2018
Instrument	4728-013
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SUNSET DR, 121, SWANSBORO, NC 28584-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EAGLE ROCK LN, HUBERT, NC 28539-4118

Mortgage

Document Number	0047280016
Date	Jan 23, 2018
Book Page	4728/016
Instrument	4728-016

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 40 Eagle Rock Ln was $893.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$893.00	$238,375 Land $51,200 Building $187,175	$238,375 Land $51,200 Building $187,175
2023	$893.00	$136,469 Land $40,000 Building $96,469	$136,469 Land $40,000 Building $96,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Eagle Rock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Ophelia, Sep 2005 · 2 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Eagle Rock Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20