Somerset County and Somerville Borough property record for 40 E Young St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,937 sqft · built 1950 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Dec 2024) |
| Tax Bill | $13,355 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00094-0000-00013 |
| Primary APN | 18-00094-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,937 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 40 E YOUNG ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FACILITY NAME: DISABLED VET |
| Legal Subdivision | SOMERVILLE |
| Legal Block | 94 |
| Legal Lot Number | 13 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50200 |
Source: Somerset County and Somerville Borough records · APN 18-00094-0000-00013
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 E YOUNG ST, SOMERVILLE, NJ 08876-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 17, 2024 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 06, 2020 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2024 · Amount on Record |
| Deed Sale | Dec 17, 2024 · Amount on Record |
| Prior Sale | Jul 31, 1998 · Amount on Record |
| Deed Document Number | 202433609 |
| Deed Book / Page | 7594 / 32 |
| Prior Transfer Date | Jun 15, 1992 |
| Prior Transfer Doc | 1864000361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 E YOUNG ST, SOMERVILLE, NJ 08876-1610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 40 EYOUREG ST, SOMERSET, NJ |
| Document Number | 0000007454 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 7671/20 |
| Instrument | 2026007454 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 17, 2024 |
| Property Address | 40 E YOUNG ST, SOMERVILLE, NJ 08876-1610 |
| Document Number | 0000033609 |
| Book / Page | 7594 / 32 |
| Instrument Date | Nov 19, 2024 |
| Instrument | 2024033609 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | PREFERRED CLOSING SERVICES LLC, PREFERRED CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 GREEN ST APT 330, 330, WOODBRIDGE, NJ 07095-3368 |
| Name | Verified Name |
|---|---|
| Address | 40 E YOUNG ST, SOMERVILLE, NJ 08876-1610 |
| Document Number | 0000033611 |
|---|---|
| Date | Dec 17, 2024 |
| Instrument | 2024033611 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 06, 2020 |
| Property Address | 40 E YOUNG ST, SOMERVILLE, NJ 08876-1610 |
| Document Number | 0000018585 |
| Book / Page | 007209 / 000385 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 18585 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 E YOUNG ST SOMERVILLE NJ 088761610, SOMERVILLE, NJ 08876-1610 |
| Document Number | 18586 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 007209/000392 |
| Instrument | 18586 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2050 |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,400 (-) Land $129,500 Building $197,900 | $327,400 (-) Land $129,500 Building $197,900 | |
| 2025 | $13,355.00 | $327,400 (-) Land $129,500 Building $197,900 | $327,400 (-) Land $129,500 Building $197,900 |
| 2023 | Disabled Person's exemption Veteran's exemption | $327,400 Land $129,500 Building $197,900 | $327,400 Land $129,500 Building $197,900 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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