Penobscot County and Bangor City property record for 40 E Summer St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,994 sqft · built 1840 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual on Record |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:055 L:131 |
| Primary APN | BANG M:055 L:131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,994 sqft Living Area |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 5034 |
|---|---|
| Street Address | 40 E SUMMER ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 131 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Broadway Historic District listed 1973 · 19 contributing resources · NRIS 73000244 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 40 E SUMMER ST, BANGOR, ME 04401-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 40 E SUMMER ST, BANGOR, ME 04401-5514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0152270094 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 15227/94 |
| Instrument | 22301 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2044 |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 (+2.87%) | $212,400 (+7.82%) Land $12,800 Building $199,600 | |
| 2024 | $3,654.00 (+6.72%) | $197,000 (+10.18%) Land $12,100 Building $184,900 | $205,580 |
| 2023 | $3,424.00 (+8.7%) | $178,800 (+15.8%) Land $12,100 Building $166,700 | |
| 2022 | $3,150.00 | $154,400 Land $12,100 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed.
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