40 E Maple, Cedar Springs, MI 49319 Property Records

Kent County property record for 40 E Maple, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,304 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2026)
Tax Bill	$7,256 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-308-010`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-308-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,304 sqft Living Area
1st Floor Area	688 sqft
Basement Area	688 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	88 ft deep x 87 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 E MAPLE
City	CEDAR SPRINGS
State	MI
Zip	49319-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	E 87 FT OF LOT 1 BLK 20 ALSO E 87 FT OF LOT 4 BLK 20 EX S 44 FT * VILLAGE OF CEDAR SPIRNGS
Legal Subdivision	VILLAGE OF CEDAR SPIRNGS
Legal Block	20
Legal Lot Number	1,4
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2028
Census Tract	10200

Owner

40 E Maple is owned by two individuals who bought it in July 2026.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4589 CASPIAN DR, HUDSONVILLE, MI 49426-7484
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Nov 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Jun 21, 2023 · Amount on File
Deed Document Number	202645009
Prior Transfer Date	Oct 22, 2019
Prior Transfer Doc	0000085170
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 8, 2026
Property Address	40 E MAPLE, CEDAR SPRINGS, MI 49319-5143
Document Number	0000045009
Instrument Date	Jul 1, 2026
Instrument	202645009
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	ALL STAR TITLE, STAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4589 CASPIAN DR, HUDSONVILLE, MI 49426-7484

Mortgage

Document Number	0000045010,
Date	Jul 8, 2026
Instrument	2026070845010

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 21, 2023
Property Address	40 E MAPLE, CEDAR SPRINGS, MI 49319-5143
Document Number	0000034500
Map Reference	LB 2 PG 74
Instrument Date	Jun 19, 2023
Instrument	20230621-0034500
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 E MAPLE, CEDAR SPRINGS, MI 49319-5143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SUNCREST CT SW, GRANDVILLE, MI 49418-3209

Mortgage

Document Number	0000034501
Date	Jun 21, 2023
Instrument	20230621-0034501

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Nov 4, 2019
Property Address	40 E MAPLE, CEDAR SPRINGS, MI 49319-5143
Document Number	0000085170
Map Reference	LB 2 PG 74
Instrument Date	Oct 22, 2019
Instrument	20191104-0085170
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 E MAPLE, 40, CEDAR SPRINGS, MI 49319-5143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 E MAPLE ST NE CEDAR SPRINGS, CEDAR SPRINGS, MI 49319

Mortgage

Document Number	0000085171
Date	Nov 4, 2019
Instrument	20191104-0085171

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 40 E Maple was $7,256, up 6.5% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,000 (-0.6%)	$362,000 (-0.6%)
2025	$7,256.00 (+6.55%) Homeowner's exemption	$182,100	$364,200
2024	$6,810.00
2023		$122,200	$244,400
2019	$3,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 E Maple in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 E Maple is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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