40 E Main St, Rockaway, NJ 07866 Property Records

Morris County and Rockaway Borough property record for 40 E Main St, Rockaway, NJ 07866

Property Summary

Property Type	Commercial
Details	4,500 sqft · built 1950
Lot Size	0.395 acres (17,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Nov 2024)
Tax Bill	$13,982 (2024)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Dec 2024 Line of Credit + 2 more
APN	`34-00017-0000-00023-02`

Property Details

APN / Parcel Number

Primary APN	`34-00017-0000-00023-02`

Interior

Building Area	4,500 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Lot Area	17,206 sqft (0.395 acres)

Location & Zoning

Street Address	40 E MAIN ST
City	ROCKAWAY
State	NJ
Zip	07866-3527
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	O-B
Legal Block	17
Legal Lot Number	23.2
Jurisdiction	MORRIS NJ
Township / Civil Division	ROCKAWAY
Census Block Group	2
Census Block	2027
Census Tract	44300

Owner

Source: Morris County and Rockaway Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 PINE ST, POMPTON LAKES, NJ 07442-1539
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · Construction Mortgage ASCENCIA BANK
Dec 31, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 7, 2024	Deed, Transfer UNKNOWN, BELMONT TITLE
Jul 5, 2023	Deed, Transfer · Commercial Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	202443917
Deed Book / Page	24833 / 1846
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 24, 2026
Property Address	40 E MAIN ST, ROCKAWAY, NJ 07866-3527
Document Number	0000033071
Book / Page	25146 / 447
Instrument Date	Jul 2, 2026
Instrument	202633071
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SER

Transaction

Amount	Amount Recorded
Tax	$5,681.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	168 PINE ST, POMPTON LAKES, NJ 07442-1539

Mortgage

Document Number	0000033072,
Date	Jul 24, 2026
Instrument	202633072

Lender

Name	ASCENCIA BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	40 E MAIN ST, ROCKAWAY, NJ 07866-3527
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 PINE ST, POMPTON LAKES, NJ 07442-1539
Investor	Possibly a Property Investor

Mortgage

Document Number	0248581040
Date	Dec 31, 2024
Book Page	24858/1040
Instrument	2024051620

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 7, 2024
Property Address	40 E MAIN ST, ROCKAWAY, NJ 07866-3527
Document Number	0248331846
Book / Page	24833 / 1846
Instrument Date	Nov 1, 2024
Instrument	2024043917
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, BELMONT TITLE

Transaction

Amount	Amount Recorded
Tax	$1,754.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 PARK AVE, ORANGE, NJ 07050-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	168 PINE ST, POMPTON LAKES, NJ 07442-1539
Investor	Possibly a Property Investor

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 5, 2023
Property Address	40 E MAIN ST, ROCKAWAY, NJ 07866-3527
Document Number	0246211617
Book / Page	24621 / 1617
Instrument Date	Apr 6, 2023
Instrument	2023024241
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	FOUNDATION TITLE LLC - ROSELA, FOUNDATION TTL LLC ROSELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,007.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 CALAIS RD, RANDOLPH, NJ 07869-3554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HOBART AVE, SHORT HILLS, NJ 07078-2207

Mortgage

Document Number	2023024242
Date	Jul 5, 2023
Instrument	2023024242

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morris County and Rockaway Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Rockaway Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Rockaway Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,000 Land $209,500 Building $93,500	$303,000 Land $209,500 Building $93,500
2024	$13,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	63 (1979–2011)
Claims Outside the SFHA	22 of 63
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKAWAY BORO WATER DEPT serves 7,066 people · EPA ID NJ1434001
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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