40 E Main St, Mansfield, OH 44904 Property Records

Richland County property record for 40 E Main St, Mansfield, OH 44904

Property Summary

Property Type	Bank, Financial Building
Details	2,742 sqft · built 1982
Lot Size	0.8 acres (34,844 sqft)
Owner	Company Name on Record
Last Sale	$870,000 (Jun 2026)
Tax Bill	$13,164 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-27-110-01-000`

Property Details

APN / Parcel Number

Primary APN	`048-27-110-01-000`
Alternative APN	`00039`

Interior

Stories	1 Story
Building Area	2,742 sqft Total Area
1st Floor Area	2,742 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	34,844 sqft (0.8 acres)
Shed	1 Shed
Shed Area	108 sqft
Canopy	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 E MAIN ST
City	MANSFIELD
State	OH
Zip	44904-1223
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	8 & 10 &101 & 103 132 X 264 34,845 SQ FT
Legal Subdivision	CONSECUTIVELY NUMBERED LOTS
Jurisdiction	RICHLAND OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2011
Census Tract	2200

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1650 WESTOVER LN, MANSFIELD, OH 44906-3346
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Construction Mortgage SUTTON BANK
Apr 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage MECHANICS BANK
Jul 29, 2021	Warranty Deed, Transfer GUARDIAN LAND TITLE, GUARDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	20266823
Deed Book / Page	3043 / 5063
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 15, 2026
Property Address	40 E MAIN ST, MANSFIELD, OH 44904-1223
Document Number	0000006823
Book / Page	3043 / 5063
Instrument Date	Jun 2, 2026
Instrument	20266823
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1650 WESTOVER LN, MANSFIELD, OH 44906-3346

Mortgage

Document Number	0000006824,
Date	Jun 15, 2026
Book Page	3043/5067
Instrument	20266824

Lender

Name	SUTTON BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2031

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	40 E MAIN ST, LEXINGTON, OH 44904-1223
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02989/5509
Date	Apr 21, 2022
Book Page	2989/5509
Instrument	202200005096

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Oct 15, 2042

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 29, 2021
Property Address	40 E MAIN ST, LEXINGTON, OH 44904-1223
Document Number	2914/721
Book / Page	2914 / 721
Map Reference	VOL 5 PG 10
Instrument Date	Jul 26, 2021
Instrument	202100010580
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E MAIN STREET, WILLOUGHBY, OH 44094

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Troy Township
Municipality	Lexington Village
Unified School District	Lexington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,164.00 (+0.01%)	$185,340 (-) Land $16,100 Building $169,240
2024	$13,163.00 (+0.94%)	$185,340 (-) Land $16,100 Building $169,240
2023	$13,040.00 (-9.08%)	$185,340 (+58.67%) Land $16,100 Building $169,240	$529,550 (+58.67%) Land $46,000 Building $483,550
2022	$14,343.00	$116,810 Land $14,630 Building $102,180
2020			$333,750 Land $41,810 Building $291,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON VILLAGE serves 4,825 people · EPA ID OH7002212
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

40 E Main St, Mansfield, OH 44904 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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