40 E Lakeside Ave, Lakeside Park (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 40 E Lakeside Ave, Lakeside Park, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1955
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2023)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-20-06-720.00`

Property Details

APN / Parcel Number

Primary APN	`028-20-06-720.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Finished Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 E LAKESIDE AVE
City	LAKESIDE PARK
State	KY
Zip	41017-3182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKESIDE SEC 1-A LOT 20
Legal Subdivision	EAST LAKESIDE
Legal Phase	1-A
Legal Lot Number	20
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	64600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jul 6, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 9, 2020	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MTG
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 13, 2018	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Oct 9, 2020
Deed Document Number	2023182
Deed Book / Page	234 / 339
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0005900093
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900184
Date	Jul 6, 2023
Book Page	KCM 474/262
Instrument	23070605900184

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2023
Property Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182
Document Number	0005900182
Book / Page	KC 234 / 339
Map Reference	PL 590-A
Instrument Date	Jun 30, 2023
Instrument	23070605900182
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 FAIRFIELD PL, FORT THOMAS, KY 41075-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182

Mortgage

Document Number	0005900183
Date	Jul 6, 2023
Book Page	KCM 474/245
Instrument	23070605900183

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 9, 2020
Property Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182
Document Number	0000000093
Book / Page	000048 / 000114
Instrument Date	Sep 17, 2020
Instrument	93
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 E LAKESIDE AVE LAKESIDE PARK KY 410173182, LAKESIDE PARK, KY 41017-3182

Mortgage

Document Number	94
Date	Oct 9, 2020
Book Page	00M109/000452
Instrument	94

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 8, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182
Document Number	0000000094
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 E LAKESIDE AVE LAKESIDE PARK KY 410173182, LAKESIDE PARK, KY 41017-3182

Mortgage

Document Number	0000000094
Date	Oct 9, 2020
Book Page	00M109/000452
Instrument	94

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 8, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 13, 2018
Property Address	40 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3182
Document Number	0000000173
Book / Page	0C6389 / 000312
Instrument Date	Apr 13, 2018
Instrument	173
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 E LAKESIDE AVE LAKESIDE PARK KY 410173182, LAKESIDE PARK, KY 41017-3182

Mortgage

Document Number	174
Date	Apr 13, 2018
Book Page	0C6389/000315
Instrument	174

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Lakeside Park City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (-) Land $45,000 Building $185,000	$230,000 (-) Land $45,000 Building $185,000
2025	$2,279.00 (-3.43%)	$230,000 (+3.88%) Land $45,000 Building $185,000	$230,000 (+3.88%) Land $45,000 Building $185,000
2023	$2,360.00 (+72.89%)	$221,400 (+77.12%) Land $45,000 Building $176,400	$221,400 (+77.12%) Land $45,000 Building $176,400
2022	$1,365.00	$125,000 Land $40,000 Building $85,000	$125,000 Land $40,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

40 E Lakeside Ave, Lakeside Park (Ft Mitchell), KY 41017 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Lakeside Ave

Nearby Streets

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