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40 E Jack Jouett Rd, Louisa, VA 23093 Property Records

Louisa County property record for 40 E Jack Jouett Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,294 sqft · built 2003
Lot Size2.42 acres (105,415 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Aug 2025)
Tax Bill$3,358 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55 15 4A

Property Details

APN / Parcel Number

Primary APN55 15 4A
Alternative APNs
  • 26496
  • 25046

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,294 sqft Living Area
1st Floor Area1,174 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area105,415 sqft (2.42 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area240 sqft
Patio Area180 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number25046
Street Address40 E JACK JOUETT RD
CityLOUISA
StateVA
Zip23093-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionBELLS CROSSROADS FARMS PB 8/1569 LOT 4A DB 2030/686 2.417AC
Legal SubdivisionBELLA CROSSROADS FARMS SUBDIVISION
Legal Lot Number4A
JurisdictionLOUISA VA
Township / Civil DivisionPATRICK HENRY
Census Block Group1
Census Block1010
Census Tract950400

Owner

40 E Jack Jouett Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Louisa County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address40 E JACK JOUETT RD, LOUISA, VA 23093-3326
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 20, 2020Grant Deed, Transfer
FULTON BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2025 · Amount on File
Deed SaleAug 15, 2025 · Amount on File
Prior SaleMay 20, 2020 · Amount on File
Deed Document Number20257422
Deed Book / Page2030 / 686
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUISA VA
Property Address40 E JACK JOUETT RD, LOUISA, VA 23093-3326
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyADVANTAGE TITLE AND SETTLEMENTS, VANTAGE TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 E JACK JOUETT RD, LOUISA, VA 23093-3326

Mortgage

Document Number002050/641
DateNov 21, 2025
Book Page2050/641
Instrument202500010964
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueSep 1, 2055

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUISA VA
Recording DateMay 20, 2020
Property Address40 E JACK JOUETT RD, LOUISA, VA 23093-3326
Document Number0000004540
Book / Page001674 / 000435
Instrument DateMay 6, 2020
Instrument4540
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 E JACK JOUETT RD LOUISA VA 230933326, LOUISA, VA 23093-3326

Mortgage

Document Number4541
DateMay 20, 2020
Book Page001674/000438
Instrument4541
Lender
NameFULTON BK NA
AddressLANCASTER, PA 17602-2853
Agreement
AmountAmount on Record
Term360 Months
DueMay 19, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 40 E Jack Jouett Rd was $3,358, up 12.1% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487,540 (+4.53%) Land $57,800 Building $429,740$487,540 (+4.53%) Land $57,800 Building $429,740
2025$3,358.00 (+12.08%)$466,400 Land $47,400 Building $419,000$466,400 Land $47,400 Building $419,000
2024$2,996.00
2023$389,600 Land $38,300 Building $351,300
2022$1,561.00$389,600 Land $38,300 Building $351,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 E Jack Jouett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 E Jack Jouett Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber		1,000 / 1,000

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