40 E Heritage Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 40 E Heritage Dr, Mountain House, CA 95391 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,015 sqft · built 2005
Lot Size	0.163 acres (7,126 sqft)
Owner	Individual Name on File
Last Sale	$587,500 (Feb 2005)
Tax Bill	$12,793 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-160-140-000`

Property Details

APN / Parcel Number

Primary APN	`254-160-140-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,015 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,126 sqft (0.163 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 E HERITAGE DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 254-040-08/MTN HOUSE, NEIGH F, UNIT 5
Legal Subdivision	NEIGHBORHOOD F UNIT #5
Legal Lot Number	40
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1013
Census Tract	5223

Owner

Source: San Joaquin County records · APN 254-160-140-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	40 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 09, 2017	Deed of Trust, Mortgage · ARM PROVIDENT FUNDING ASSOCIATES LP
May 04, 2017	Deed of Trust, Mortgage · ARM SIERRA PACIFIC MORTGAGE CO INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2005 · Amount on Record
Deed Sale	Feb 28, 2005 · Amount on Record
Prior Sale	Aug 24, 2006
Deed Document Number	0000046040
Last Transfer Date	Jul 31, 2007
Transfer Doc	0000137639
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1062
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIDELITY NATIONAL TITLE-FRESNO, FIDELITY NATL TTL FRESNO MAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1062

Mortgage

Document Number	0000090707
Date	May 25, 2021
Instrument	2021-090707

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131199
Date	Nov 09, 2017
Instrument	2017-131199

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050611
Date	May 04, 2017
Instrument	2017-050611

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 E HERITAGE DR, MOUNTAIN HOUSE, CA 95391-1062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050097
Date	Apr 27, 2020
Instrument	2020-050097

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	2.25%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,793.00 (+4.54%) Homeowner's exemption	$814,079 (+4.04%) Land $326,153 Building $487,926
2023	$12,238.00 (+2.12%) Homeowner's exemption	$782,469 Land $313,489 Building $468,980
2022	$11,984.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 653 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	400 / 80
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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