40 E Gibson St, Stockton, CA 95204 Property Records

San Joaquin County property record for 40 E Gibson St, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,082 sqft · built 1950
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 2018)
Tax Bill	$3,480 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`115-090-130-000`

Property Details

APN / Parcel Number

Primary APN	`115-090-130-000`
Alternative APN	`115-090-13`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,700 sqft (0.131 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	115-090-13
Street Address	40 E GIBSON ST
City	STOCKTON
State	CA
Zip	95204-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE VIEW 03 LOT 61
Legal Subdivision	COLLEGE VIEW 03
Legal Block	4
Legal Lot Number	61
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4008
Census Tract	1400

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 E GIBSON ST, STOCKTON, CA 95204-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Nov 28, 2007 · Amount on Record
Deed Document Number	201877106
Prior Transfer Date	Oct 29, 2007
Prior Transfer Doc	0000200645
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 E GIBSON ST, STOCKTON, CA 95204-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TTL CO PLEASANTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E GIBSON ST, STOCKTON, CA 95204-2123

Mortgage

Document Number	0000153556
Date	Nov 10, 2020
Instrument	2020-153556

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	40 E GIBSON ST, STOCKTON, CA 95204-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE NORTH BAY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E GIBSON ST, STOCKTON, CA 95204-2123

Mortgage

Document Number	0000083420
Date	Aug 6, 2019
Instrument	2019-083420

Lender

Name	SCENIC OAKS FUNDING
Type	Credit Union
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 12, 2018
Property Address	40 E GIBSON ST, STOCKTON, CA 95204-2123
Document Number	0000077106
Map Reference	VOL 13 PG 32
Instrument Date	Jul 10, 2018
Instrument	2018-077106
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 E GIBSON ST, STOCKTON, CA 95204-2123

Mortgage

Document Number	0000077107
Date	Jul 12, 2018
Instrument	2018-077107

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000077108
Date	Jul 12, 2018
Instrument	2018-077108

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,480.00 (+2.9%)
2025	$3,382.00 (+3.93%)	$273,298 (+4.04%) Land $66,929 Building $206,369
2023	$3,254.00 (+1.47%)	$262,687 Land $64,331 Building $198,356	$314,730
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ezWave.

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