40 E Gardner Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 40 E Gardner Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 2014
Lot Size	3.55 acres (154,825 sqft)
Owner	2 Individual Names on File
Last Sale	$288,760 (Aug 2014)
Tax Bill	$6,274 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:62 B:9 L:2`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:62 B:9 L:2`
Alternative APN	`6292`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	3,232 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	154,825 sqft (3.55 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6292
Street Address	40 E GARDNER RD
City	WESTMINSTER
State	MA
Zip	01473-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	2
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1008
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records · APN WMIN M:62 B:9 L:2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 E GARDNER RD, WESTMINSTER, MA 01473-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	8184 / 257
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	40 E GARDNER RD, WESTMINSTER, MA 01473-1030
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009919-249
Date	Mar 22, 2021
Book Page	9919/249
Instrument	6009

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	40 E GARDNER RD, WESTMINSTER, MA 01473-1030
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9648-326
Date	Jun 26, 2020
Book Page	9648/326
Instrument	10109

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jul 01, 2046

Tax Assessment & Valuation

Source: Worcester County and Westminster Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,274.00 (+3.99%)	$510,100 (+3.66%) Land $137,700 Building $372,400	$501,505
2024	$6,033.00 (-0.36%)	$492,100 (+6.15%) Land $137,700 Building $354,400
2023	$6,055.00	$463,600 Land $128,800 Building $334,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277081001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 7 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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