40 E First St, #A4, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 40 E First St, #A4, Ocean Isle Beach, NC 28469

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,420 sqft · built 1983
Lot Size0.021 acres (927 sqft)
Owner2 Individual Names on Record
Last Sale$980,000 (Sep 2025)
Tax Bill$2,208 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Mar 2024 Sale
+ 1 more
Flood ZoneZone VE (high risk)
APN257DA00103

Property Details

APN / Parcel Number

Primary APN257DA00103
Alternative APNs
  • 107517200767
  • 80094472
  • 80152028
  • 80173953

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,420 sqft Heated Area
Gross Area2,003 sqft
1st Floor Area110 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialShingle
Lot Area927 sqft (0.021 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80173953
Street Address40 E FIRST ST, A4
CityOCEAN ISLE BEACH
StateNC
Zip28469-7600
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT A-4 ISLAND CLUB CONDO PLAT 2/94-102
Legal SubdivisionILAND CLUB CONDOMINIUM
Legal UnitA-4
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 HENRY ANNA LN, BRISTOL, TN 37620-3143
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Warranty Deed, Transfer
ANDREW JOHNSON BANK
Mar 22, 2024Warranty Deed, Transfer
May 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Deed Book / Page5429 / 755
Prior Transfer DateSep 28, 2011
Prior Transfer Doc0031981286
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateSep 29, 2025
Property Address40 E FIRST ST # A4, A4, OCEAN ISLE BEACH, NC 28469-7600
Document Number0054290755
Book / Page5429 / 755
Map ReferenceMB 545 PG 297-354
Instrument DateSep 4, 2025
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 LICK BRANCH RD, BRISTOL, TN 37620-4516

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 HENRY ANNA LN, BRISTOL, TN 37620-3143

Mortgage

Document Number0005429759
DateSep 29, 2025
Instrument5429/759
Lender
NameANDREW JOHNSON BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueSep 18, 2045

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMar 22, 2024
Property Address40 E FIRST ST # A4, A4, OCEAN ISLE BEACH, NC 28469-7600
Document Number0051520865
Book / Page5152 / 865
Map ReferenceMB 545 PG 297-354
Instrument DateMar 20, 2024
Transaction TypeTransfer
Record UpdatedApr 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 LICK BRANCH RD, BRISTOL, TN 37620-4516

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 LICK BRANCH RD, BRISTOL, TN 37620-4516

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateMay 14, 2020
Property Address40 E FIRST ST # A4, A4, OCEAN ISLE BEACH, NC 28469-7600
Document Number0043610306
Book / Page004361 / 000306
Instrument DateMay 13, 2020
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 LICK BRANCH RD BRISTOL TN 376204516, BRISTOL, TN 37620-4516

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$567,590 (+1.53%) Building $567,590$567,590 (+1.53%) Building $567,590
2025$2,208.00 (-0.41%)$559,040 (-) Building $559,040$559,040 (-) Building $559,040
2024$2,217.00
2023$559,040 Building $559,040$559,040 Building $559,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E First St

Nearby Streets

Search Property Records by Address or Parcel Number