40 E Elm St, Conestoga, PA 17516 Property Records

Lancaster County property record for 40 E Elm St, Conestoga, PA 17516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1945
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Apr 2016)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-66874-0-0000`

Property Details

APN / Parcel Number

Primary APN	`120-66874-0-0000`
Alternative APN	`12016J14 5 3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,594 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Patio Area	223 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40 E ELM ST
City	CONESTOGA
State	PA
Zip	17516-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	40 E ELM ST
Legal Lot Number	3
Jurisdiction	LANCASTER PA
Township / Civil Division	CONESTOGA
Census Block Group	2
Census Block	2001
Census Tract	13902

Owner

40 E Elm St is owned and occupied by an individual who bought it in April 2016.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	40 E ELM ST, CONESTOGA, PA 17516-9789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016 · Amount on File
Deed Sale	Apr 13, 2016 · Amount on File
Deed Document Number	20166260019
Prior Transfer Date	Jan 5, 2009
Prior Transfer Doc	0005753530
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	40 E ELM ST, CONESTOGA, PA 17516-9789
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E ELM ST, CONESTOGA, PA 17516-9789

Mortgage

Document Number	0006701364
Date	Sep 6, 2022
Instrument	6701364

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	40 E ELM ST, CONESTOGA, PA 17516-9789
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006634765
Date	Sep 28, 2021
Instrument	6634765

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 40 E Elm St was $3,576 with a homeowner's exemption, up 2.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Conestoga Township
Unified School District	Penn Manor School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,700 Land $60,500 Building $100,200	$160,700 Land $60,500 Building $100,200
2025	$3,576.00 (+2.46%)
2024	$3,490.00	$160,700 Land $60,500 Building $100,200
2018			$160,700 Land $60,500 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 E Elm St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1978–2005)
Most Recent Claim	Oct 2005 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Severe Storms And Flooding, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 E Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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