40 E Cottage Pl, York, PA 17401 Property Records

York County property record for 40 E Cottage Pl, York, PA 17401

Property Summary

Property Type	Townhouse
Details	5 bd · 1.5 ba · 1,924 sqft · built 1916
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2023)
Tax Bill	$3,677 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-008-03-0022.00-00000`

Property Details

APN / Parcel Number

Primary APN	`01-008-03-0022.00-00000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	722 sqft
Basement Area	242 sqft
Unfinished Basement	242 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	2,222 sqft (0.051 acres)
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 E COTTAGE PL
City	YORK
State	PA
Zip	17401-3141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2003
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 E Cottage Pl, a townhouse, is owned and occupied by an individual who bought it in August 2023.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	40 E COTTAGE PL, YORK, PA 17401-3141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed, Transfer · Conventional Mortgage TRADITIONS BANK
Mar 9, 2023	Deed, Transfer CEDAR CLIFF ABSTRACT
Mar 14, 2023	Deed, Transfer CEDAR CLIFF ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Mar 14, 2023 · Amount on File
Deed Document Number	202330490
Deed Book / Page	2792 / 2262
Prior Transfer Date	Jul 1, 1987
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Aug 10, 2023
Property Address	40 E COTTAGE PL, YORK, PA 17401-3141
Document Number	0000030490
Book / Page	2792 / 2262
Map Reference	MB 2771 PG 8171
Instrument Date	Jun 16, 2023
Instrument	2023030490
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	MERCURY ABSTRACT COMPANY, MERCURY ABSTRACT COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E COTTAGE PL, YORK, PA 17401-3141

Mortgage

Document Number	0000030491
Date	Aug 10, 2023
Instrument	2023030491

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Mar 9, 2023
Property Address	40 E COTTAGE PL, YORK, PA 17401-3141
Document Number	0000008313
Book / Page	2771 / 3380
Instrument Date	Mar 3, 2023
Instrument	2023008313
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	CEDAR CLIFF ABSTRACT

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 GREENVIEW DR, WEST CHESTER, PA 19382-5216

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Mar 14, 2023
Property Address	40 E COTTAGE PL, YORK, PA 17401-3141
Document Number	0000008887
Book / Page	2771 / 8171
Instrument Date	Mar 3, 2023
Instrument	2023008887
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	CEDAR CLIFF ABSTRACT

Transaction

Amount	Amount on Record
Tax	$670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 KINGS MILL RD, YORK, PA 17401-2158

Tax Assessment & Valuation

The 2026 property tax bill for 40 E Cottage Pl was $3,677.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,677.00	$57,280 Land $9,400 Building $47,880
2024	$3,556.00 (+25.52%)	$57,280 (+25.5%) Land $9,400 Building $47,880
2023	$2,833.00	$45,640 Land $9,400 Building $36,240
2006			$57,280 Land $9,400 Building $47,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 E Cottage Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 E Cottage Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Glo Fiber.

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