40 E Chestnut St, Fredonia, PA 16124 Property Records

Mercer County property record for 40 E Chestnut St, Fredonia, PA 16124

Property Summary

Property TypeSingle Family Home
Details980 sqft · built 2005
Lot Size13.3 acres (580,655 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2025)
Tax Bill$2,125 (2026)
Deeds & MortgagesAug 2019 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54 491 124 003

Property Details

APN / Parcel Number

Primary APN54 491 124 003

Interior

Stories1 Story
Building Area980 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area580,655 sqft (13.3 acres)

Location & Zoning

Street Address40 E CHESTNUT ST
CityFREDONIA
StatePA
Zip16124-3008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHS LOT 3 NORMA RUTH BAXTER MITCHE 95PL 164-6
Legal SubdivisionNORMA RUTH BAXTER MITCHELL SUBDIVISION
Legal Lot Number3
JurisdictionMERCER PA
Township / Civil DivisionFREDONIA
Census Block Group1
Census Block1009
Census Tract32403

Owner

Source: Mercer County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 E CHESTNUT ST, FREDONIA, PA 16124-3008
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2019Deed of Trust, Mortgage · Balloon Mortgage
PNC BANK NA
Sep 21, 2021Deed, Transfer · Conventional Mortgage
KASH MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleSep 21, 2021 · Amount on Record
Deed Document Number20256546
Prior Transfer DateOct 20, 2014
Prior Transfer Doc0000010959
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER PA
Property Address40 E CHESTNUT ST, FREDONIA, PA 16124-3008
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019000006937
DateAug 21, 2019
Instrument20190-00006937
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionMERCER PA
Recording DateSep 21, 2021
Property Address40 E CHESTNUT ST, FREDONIA, PA 16124-3008
Document Number202100010455
Instrument DateSep 9, 2021
Instrument2021-00010455
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 E CHESTNUT ST, FREDONIA, PA 16124-3008

Mortgage

Document Number202100010456
DateSep 21, 2021
Instrument2021-00010456
Lender
NameKASH MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMercer County
MunicipalityFredonia Borough
Unified School DistrictReynolds School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,125.00 (+6.84%)$17,900 (-) Land $2,750 Building $15,150
2024$17,900 (-) Land $2,750 Building $15,150
2023$1,989.00$17,900 Land $2,750 Building $15,150
1974$17,900 Land $2,750 Building $15,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDONIA BORO
serves 443 people · EPA ID PA6430036
Water SourceGroundwater
Last State InspectionMar 2024

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2018
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Jul 2025
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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