40 E Carolyn Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 40 E Carolyn Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,572 sqft · built 1992
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2023)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015D016000`

Property Details

APN / Parcel Number

Primary APN	`0015D016000`
Alternative APNs	`0015D016` `9314`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,572 sqft Heated Area
1st Floor Area	1,558 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	224 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9314
Street Address	40 E CAROLYN CIR
City	RINGGOLD
State	GA
Zip	30736-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 15 16 ROLLING HILLS
Legal Subdivision	ROLLING HILLS
Legal Lot Number	15,16
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2009
Census Tract	30403

Owner

40 E Carolyn Cir is owned and occupied by two individuals who bought it in December 2023.

Source: Catoosa County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 E CAROLYN CIR, RINGGOLD, GA 30736-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 25, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	20232610
Deed Book / Page	2308 / 559
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	40 E CAROLYN CIR, RINGGOLD, GA 30736-5523
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E CAROLYN CIR, RINGGOLD, GA 30736-5523

Mortgage

Document Number	0024130000000596
Date	Oct 24, 2025
Book Page	0000002413/0000000596
Instrument	D2025-007473

Lender

Name	ZOOM HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 27, 2023
Property Address	40 E CAROLYN CIR, RINGGOLD, GA 30736-5523
Document Number	0023080559
Book / Page	2308 / 559
Instrument Date	Dec 27, 2023
Instrument	2023002610
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E CAROLYN CIR, RINGGOLD, GA 30736-5523

Mortgage

Document Number	0023080000000561
Date	Dec 27, 2023
Book Page	0000002308/0000000561
Instrument	008043

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 25, 2017
Property Address	40 E CAROLYN CIR, RINGGOLD, GA 30736-5523
Document Number	0019050558
Book / Page	001905 / 000558
Instrument Date	Oct 17, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	REALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 E CAROLYN CIR RINGGOLD GA 307365523, RINGGOLD, GA 30736-5523

Mortgage

Document Number	19050561
Date	Oct 25, 2017
Book Page	001905/000561

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 E Carolyn Cir was $2,621 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$150,717 Land $17,500 Building $133,217	$376,792 Land $43,750 Building $333,042
2023	$2,644.00 (+25.13%)	$118,140 Land $20,000 Building $98,140	$295,351 Land $50,000 Building $245,351
2022	$2,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 E Carolyn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 E Carolyn Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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