40 E 78th St, #10EF, New York, NY 10075 Property Records

New York City property record for 40 E 78th St, #10EF, New York, NY 10075

Property Summary

Property Type	Condominium
Details	2,594 sqft · built 1958
Lot Size	4.59 acres (2 sqft)
Owner	2 Individual Names on File
Last Sale	$3,900,000 (Dec 2020)
Tax Bill	$46,461 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2020 Loan Modification + 1 more
APN	`01392-1164`

Property Details

APN / Parcel Number

Primary APN	`01392-1164`
Alternative APNs	`0508013921164` `1-01392-1164`

Interior

Total Rooms	7 Rooms
Stories	16 Stories
Building Area	2,594 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Condo/Apartment
Lot Area	2 sqft

Location & Zoning

Account Number	1-01392-1164
Street Address	40 E 78TH ST, 10EF
City	NEW YORK
State	NY
Zip	10075-1830
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C5-1
Legal Subdivision	THE CHARLES HOUSE CONDOMINIUM
Legal Block	1392
Legal Lot Number	1164
Jurisdiction	NEW YORK (MANHATTAN) NY
Township / Civil Division	MANHATTAN
Census Block Group	3
Census Block	3001
Census Tract	14200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper East Side Historic District listed 1984 · 252 contributing resources · NRIS 84002803
Individually Listed	Mott Avenue Control House listed 1980 · 1 contributing resources · NRIS 80002590

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 E 78th St, #10EF is owned by two individuals who bought it in December 2020.

Source: New York City records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 E 77TH ST, 3B, NEW YORK, NY 10075-2451
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage HSBC BANK USA N A
Nov 30, 2020	Loan Modification, Mortgage FIRST REPUBLIC BK
Dec 9, 2020	Deed, Transfer FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Oct 14, 1997 · Amount on File
Deed Document Number	20202020000349969
Prior Transfer Date	Dec 19, 2000
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW YORK (MANHATTAN) NY
Recording Date	Jun 15, 2026
Property Address	40 E 78TH ST, 10EF, NEW YORK, NY 10075-1830
Document Number	0000164493
Instrument Date	Jun 5, 2026
Instrument	2026164493
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 78TH ST, 10EF, NEW YORK, NY 10075-1830

Mortgage

Document Number	0000164493,
Date	Jun 15, 2026
Instrument	2026164493

Lender

Name	HSBC BANK USA N A

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW YORK (MANHATTAN) NY
Property Address	40 E 78TH ST # 10EF, 10EF, NEW YORK, NY 10075-1830
Document Number	0000019536
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	SPANO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 78TH ST #10EF NEW YORK NY 100751830, 10EF, NEW YORK, NY 10075-1830

Mortgage

Document Number	0000019536
Date	Jan 19, 2021
Instrument	19536

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.8%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW YORK (MANHATTAN) NY
Recording Date	Dec 9, 2020
Property Address	40 E 78TH ST # 10EF, 10EF, NEW YORK, NY 10075-1830
Document Number	0000349969
Instrument Date	Nov 30, 2020
Instrument	2020000349969
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 E 78TH ST # ST10EF, 40, NEW YORK, NY 10075-1830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E 77TH ST APT 3B, 3B, NEW YORK, NY 10075-2451

Mortgage

Document Number	0000349970
Date	Dec 9, 2020
Instrument	2020000349970

Lender

Name	FIRST REPUBLIC BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 E 78th St, #10EF was $46,461.

Source: New York City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	New York County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,004 Land $96,014 Building $301,990	$991,463 Land $213,364 Building $778,099
2025	$46,461.00
2023	$43,537.00	$348,241 Land $96,014 Building $252,227	$812,439 Land $213,364 Building $599,075

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 40 E 78th St, #10EF.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 E 78th St, #10EF has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

Nearby Properties on E 78th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures