40 E 6th St, Cochrane, WI 54622 Property Records

Buffalo County property record for 40 E 6th St, Cochrane, WI 54622

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,998 sqft)
Owner	Individual Name on File
Tax Bill	$2,681 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`206-00240-0010`

Property Details

APN / Parcel Number

Primary APN	`206-00240-0010`
Alternative APN	`4000000 PBC05/645`

Exterior

Lot Area	14,998 sqft (0.344 acres)

Location & Zoning

Street Address	40 E 6TH ST
City	COCHRANE
State	WI
Zip	54622-7346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT OF BUFFALO CITY LOT 645 646 647
Legal Range	12W
Legal Township	20N
Legal Section	07
Legal Lot Number	645
Jurisdiction	BUFFALO WI
Township / Civil Division	BUFFALO CITY
Census Block Group	2
Census Block	2142
Census Tract	960400

Owner

Source: Buffalo County records · APN 206-00240-0010

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 E 6TH ST, COCHRANE, WI 54622-7346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO WI
Recording Date	May 11, 2026
Property Address	40 E 6TH ST, COCHRANE, WI 54622-7346
Document Number	0000289946
Instrument Date	May 06, 2026
Instrument	2026289946
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 6TH ST, COCHRANE, WI 54622-7346
Investor	Possibly a Property Investor

Mortgage

Document Number	0000289946,
Date	May 11, 2026
Instrument	2026289946

Lender

Name	MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Buffalo County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Buffalo County
Municipality	Buffalo City
Unified School District	Cochrane-Fountain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+2.8%)	$224,000 (+70.21%) Land $20,000 Building $204,000	$244,400 (+15.61%) Land $21,821 Building $222,579
2023	$2,608.00 Homeowner's exemption	$131,600 Land $9,000 Building $122,600	$211,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Flooding, Severe Storms And Tornadoes, Apr 2001 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cochrane Cooperative Telephone Company Fiber	1,000 / 1,000

May also be available: LTD Broadband.

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIVERVIEW PARK private · serves 90 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.