40 E 645 N, La Verkin, UT 84745 Property Records

Washington County property record for 40 E 645 N, La Verkin, UT 84745

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,435 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$396,682 (Nov 2025)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LV-ZVES-1-117`

Property Details

APN / Parcel Number

Primary APN	`LV-ZVES-1-117`
Alternative APN	`0549017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
Gross Area	1,473 sqft
1st Floor Area	1,435 sqft
Attic	Attic
Attic Area	1,012 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Covered Slab
Porch Area	617 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0549017
Street Address	40 E 645 N
City	LA VERKIN
State	UT
Zip	84745-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ZION VIEW ESTATES 1 (LV) LOT: 117
Legal Subdivision	ZION VIEW ESTATES 1
Legal Lot Number	117
Jurisdiction	WASHINGTON UT
Township / Civil Division	HURRICANE
Census Block Group	1
Census Block	1052
Census Tract	271000

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 E 645 N, LA VERKIN, UT 84745-5143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage AMERICA FIRST FCU
Nov 5, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST COLONY MORTGAGE CORP
Nov 5, 2025	Intrafamily Transfer, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Mar 1, 2005
Deed Document Number	202538448
Prior Transfer Date	Nov 3, 2025
Prior Transfer Doc	0000038469
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	40 E 645 N, LA VERKIN, UT 84745-5143
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 645 N, LA VERKIN, UT 84745-5143

Mortgage

Document Number	0000032426
Date	Sep 22, 2025
Instrument	20250032426

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Dec 30, 2030

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Nov 5, 2025
Property Address	40 E 645 N, LA VERKIN, UT 84745-5143
Document Number	0000038448
Instrument Date	Nov 4, 2025
Instrument	20250038448
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	METRO NATIONAL TITLE ASSC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 645 N, LA VERKIN, UT 84745-5143

Mortgage

Document Number	0000038453
Date	Nov 5, 2025
Instrument	20250038453

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Nov 5, 2025
Property Address	40 E 645 N, LA VERKIN, UT 84745-5143
Document Number	0000038469
Instrument Date	Nov 3, 2025
Instrument	20250038469
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	SOUTHERN UTAH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 E 645 N, LA VERKIN, UT 84745-5143

Mortgage

Document Number	0000038452
Date	Nov 5, 2025
Instrument	20250038452

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	La Verkin City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,200 (+75.23%) Land $108,000 Building $288,200	$396,200 (-3.62%) Land $108,000 Building $288,200
2025	$1,742.00 (+35.88%)	$226,105 (+33%)	$411,100 (+33%) Land $108,000 Building $303,100
2023	$1,282.00	$170,005	$309,100 Land $94,500 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 52% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA VERKIN CITY WATER SYSTEM serves 4,500 people · EPA ID UTAH27009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: SC Broadband.

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