Marion County property record for 40 E 54th St, Indianapolis, IN 46220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,871 sqft · built 1930 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $702,905 (Oct 2025) |
| Tax Bill | $6,820 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-06-12-190-006.000-801 |
| Primary APN | 49-06-12-190-006.000-801 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,871 sqft Living Area |
| Gross Area | 3,023 sqft |
| 1st Floor Area | 1,218 sqft |
| Attic | Attic |
| Attic Area | 2,406 sqft |
| Basement Area | 602 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 152 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 40 E 54TH ST |
|---|---|
| City | INDIANAPOLIS |
| State | IN |
| Zip | 46220-3078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A M BRISTORS 1ST ADDITION L5 |
| Legal Subdivision | A M BRISTORS 1ST ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | MARION IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 321800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Pennsylvania Street Historic District listed 2023 · 888 contributing resources · NRIS 100009591 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Marion County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 4, 2026 | Transfer on Death Deed, Transfer |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 202589597 |
| Last Transfer Date | Mar 3, 2026 |
| Transfer Doc | 0000017725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MARION IN |
| Recording Date | Mar 4, 2026 |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000017725 |
| Map Reference | PB 21 PG 58 |
| Instrument Date | Mar 3, 2026 |
| Instrument | A202600017725 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 E SHORE DR, CULVER, IN 46511-9119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000161087 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | A202100161087 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000106882 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | A202200106882 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 15, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IN |
| Recording Date | Oct 21, 2025 |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000089597 |
| Map Reference | PB 21 PG 58 |
| Instrument Date | Oct 8, 2025 |
| Instrument | A202500089597 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000089598 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | A202500089598 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IN |
| Recording Date | Oct 21, 2025 |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000089597 |
| Map Reference | PB 21 PG 58 |
| Instrument Date | Oct 8, 2025 |
| Instrument | A202500089597 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | ENTERPRISE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000089598 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | A202500089598 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IN |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042708 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | A202000042708 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 14, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IN |
| Recording Date | Jun 5, 2020 |
| Property Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000056600 |
| Map Reference | MB21 PG58 |
| Instrument Date | Jun 2, 2020 |
| Instrument | A202000056600 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | ENTERPRISE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 E 54TH ST, INDIANAPOLIS, IN 46220-3078 |
| Document Number | 0000056601 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | A202000056601 |
| Name | ELEMENTS FINANCIAL FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Marion County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Marion County |
| County Subdivision | Washington Township |
| Consolidated City | Indianapolis City |
| Unified School District | Indianapolis Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,820.00 (-3.34%) | $581,500 (+0.03%) Land $107,500 Building $474,000 | $581,500 (+0.03%) Land $107,500 Building $474,000 |
| 2024 | $7,056.00 (-2.84%) Homeowner's exemption | $581,300 (-3.52%) Land $107,500 Building $473,800 | $581,300 (-3.52%) Land $107,500 Building $473,800 |
| 2023 | $7,262.00 (+6.01%) Homeowner's exemption | $602,500 (+6.77%) Land $107,500 Building $495,000 | $602,500 (+6.77%) Land $107,500 Building $495,000 |
| 2022 | $6,850.00 (+10.9%) Homeowner's exemption | $564,300 Land $69,300 Building $495,000 | $564,300 Land $69,300 Building $495,000 |
| 2021 | $6,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures