40 E 51st St, Savannah, GA 31405 Property Records

Chatham County property record for 40 E 51st St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 1927
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Dec 2022)
Tax Bill	$6,259 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0088-15-016`

Property Details

APN / Parcel Number

Primary APN	`2-0088-15-016`
Alternative APN	`G209655`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	1,116 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	40 E 51ST ST
City	SAVANNAH
State	GA
Zip	31405-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	146 147 DAVANT WD
Legal Subdivision	ARDSLEY PARK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3002
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 E 51st St is owned and occupied by an individual who bought it in December 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	40 E 51ST ST, SAVANNAH, GA 31405-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	202214914
Deed Book / Page	2995 / 477
Prior Transfer Date	Apr 11, 2016
Prior Transfer Doc	0007930572
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 30, 2022
Property Address	40 E 51ST ST, SAVANNAH, GA 31405-2139
Document Number	0029950477
Book / Page	2995 / 477
Instrument Date	Dec 30, 2022
Instrument	2022-014914
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 51ST ST, SAVANNAH, GA 31405-2139

Mortgage

Document Number	0002995479
Date	Dec 30, 2022
Instrument	2995/479

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 30, 2020
Property Address	40 E 51ST ST, SAVANNAH, GA 31405-2139
Document Number	0019740306
Book / Page	1974 / 306
Instrument Date	Jun 30, 2020
Instrument	2020-006079
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 51ST ST, SAVANNAH, GA 31405-2139
Investor	Possibly a Property Investor

Mortgage

Document Number	0019740309
Date	Jun 30, 2020
Book Page	0000001974/0000000309

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 E 51st St was $6,259, up 4.3% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,400 (+2.2%) Land $64,000 Building $229,400	$733,500 (+2.2%) Land $160,000 Building $573,500
2025	$6,259.00 (+4.33%) Homeowner's exemption	$287,080 Land $64,000 Building $223,080	$717,700 Land $160,000 Building $557,700
2024	$5,999.00
2023		$219,560 (+76.16%) Land $64,800 Building $154,760	$548,900 (+76.16%) Land $162,000 Building $386,900
2022	$5,160.00	$124,640 Land $20,000 Building $104,640	$311,600 Land $50,000 Building $261,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 E 51st St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (1991–2016)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 E 51st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, LiveOak Fiber, Seimitsu, T-Mobile.

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