Seminole County property record for 40 E 3rd Ct, Chuluota, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 1964 |
| Lot Size | 0.237 acres (10,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,500 (Apr 1990) |
| Tax Bill | $664 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-32-5CG-0600-0040 |
| Primary APN | 21-21-32-5CG-0600-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,350 sqft (0.237 acres) |
| Lot Dimensions | 150 ft deep x 69 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 369 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 40 E 3RD CT |
|---|---|
| City | CHULUOTA |
| State | FL |
| Zip | 32766-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 6 REPLAT OF PART OF TOWNSITE NORTH CHULUOTA PB 12 PGS 44 & 45 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | NORTH CHULUOTA REPLAT |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21206 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 E 3RD CT, CHULUOTA, FL 32766-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1990 · Amount on Record |
| Deed Sale | Apr 1, 1990 · Amount on Record |
| Deed Document Number | 0021711196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 40 E 3RD CT, CHULUOTA, FL 32766-9275 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 440 E 3RD ST, CHULUOTA, FL 32766-8571 |
| Document Number | 0109450162 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 10945/162 |
| Instrument | 2025120122 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 40 E 3RD CT, CHULUOTA, FL 32766-9275 |
| Document Number | 0095991523 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 E 3RD CT CHULUOTA FL 327669275, CHULUOTA, FL 32766-9275 |
| Document Number | 0095991523 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 009599/001523 |
| Instrument | 48906 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $664.00 (-24.03%) Homeowner's exemption | $86,919 (+5.99%) | $212,002 (+14.24%) Land $85,284 Building $126,718 |
| 2023 | $874.00 (+3.8%) Homeowner's exemption | $82,009 (+3%) | $185,584 (-0.14%) Land $63,963 Building $121,621 |
| 2022 | $842.00 Homeowner's exemption | $79,620 | $185,835 Land $67,517 Building $118,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 5 (2016–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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