Kershaw County property record for 40 Driftwood Ave, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,848 sqft · built 2005 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Aug 2025) |
| Tax Bill | $1,094 (2025) |
| Deeds & Mortgages | Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 322-19-00-076-SHS |
| Primary APN | 322-19-00-076-SHS |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,848 sqft Gross Area |
| Gross Area | 1,834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Patio Area | 120 sqft |
| Account Number | 46892 |
|---|---|
| Old Parcel Number | 322-19-00-076 SHS |
| Street Address | 40 DRIFTWOOD AVE |
| City | ELGIN |
| State | SC |
| Zip | 29045-8538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WEDGWOOD SUBDIV PHASE II LOT 76 |
| Legal Subdivision | WEDGWOOD SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 76 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970906 |
40 Driftwood Ave is owned and occupied by an individual who bought it in August 2025.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 DRIFTWOOD AVE, ELGIN, SC 29045-8538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Jan 4, 2006 · Amount on File |
| Deed Document Number | 2025-6657 |
| Deed Book / Page | 5407 / 190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 40 DRIFTWOOD AVE, ELGIN, SC 29045-8538 |
| Document Number | 0000004555 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 DRIFTWOOD AVE ELGIN SC 290458538, ELGIN, SC 29045-8538 |
| Document Number | 0000004555 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 004041/000238 |
| Instrument | 4555 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 40 Driftwood Ave was $1,094.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,094.00 | $183,800 Land $30,000 Building $153,800 | $183,800 |
| 2023 | $1,188.00 | $183,800 Land $30,000 Building $153,800 | $183,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Driftwood Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Driftwood Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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