40 Dow Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 40 Dow Rd, Gorham, ME 04038 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,948 sqft Living Area
Lot Size217,800 sqft (5 acres)
OccupancyOwner Occupied
Last Sale$332,000 (2015)
Tax Bill$6,479.00 (2025)

Property Details

APN / Parcel Number

Primary APNE0409R
Alternative APNs
  • GRHM M:055 B:028 L:000
  • 000170816

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,948 sqft Living Area
Gross Area6,046 sqft Gross Area
1st Floor1,397 sqft 1st Floor
Attic Area768 sqft Attic
Attic1 Attic
Basement Area1,397 sqft Basement
Unfinished Basement1,397 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1812
Effective Year BuiltEffective 1985
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area217,800 sqft (5 acres)
Pool TypeSpa/Hot Tub (Only) Pool Type

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account NumberE0409R
Street Address40 DOW RD
CityGORHAM
StateME
Zip04038-2002
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block28
JurisdictionGORHAM ME
Minor Civil DivisionGORHAM
Census Blockgroup1
Census Block1034
Census Tract4100

Owner

Source: Cumberland County and Gorham Town records · APN E0409R

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 DOW RD, GORHAM, ME 04038-2002
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Stand Alone Refinance
NAVY FCU
Feb 11, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NAVY FCU
Jul 20, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2015 · Amount on Record
Deed SaleFeb 10, 2015 · Amount on Record
Deed Doc Number20155458
Deed Book / Page32072 / 253
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address40 DOW RD, GORHAM, ME 04038-2002
Transaction TypeMortgage
Record UpdatedSep 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0403050333
DateAug 16, 2023
Book Page40305/333
Instrument28209
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term481 Months
DueSep 01, 2063

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address40 DOW RD, GORHAM, ME 04038-2002
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0391690001
DateFeb 11, 2022
Book Page39169/1
Instrument8290
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address40 DOW RD, GORHAM, ME 04038-2002
Document Number0359510175
Instrument DateJul 20, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 DOW RD GORHAM ME 040382002, GORHAM, ME 04038-2002

Mortgage

Document Number0359510175
DateSep 05, 2019
Book Page035951/000175
Instrument43279
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 04, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,479.00 (+0.67%)$437,800 (-) Land $88,100 Building $349,700
2024$6,436.00 (+14.13%)$437,800 (-0.23%) Land $88,100 Building $349,700
2022$5,639.00$438,800 Land $88,100 Building $350,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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