40 Dickens Rd, Collins, MS 39428 Property Records

Covington County property record for 40 Dickens Rd, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,226 sqft · built 2002
Lot Size	5.48 acres (238,709 sqft)
Owner	Individual Name on File
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089P31 01401`

Property Details

APN / Parcel Number

Primary APN	`089P31 01401`
Alternative APN	`15519`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,226 sqft Adjusted Area
1st Floor Area	1,644 sqft
2nd Floor Area	799 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	238,709 sqft (5.48 acres)
Pool Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15519
Street Address	40 DICKENS RD
City	COLLINS
State	MS
Zip	39428-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.48 AC S OF & ADJ TO DICKENS RD IN N2 SE4 B 239 P 576 07/11/2001
Legal Range	15W
Legal Township	08N
Legal Section	31
Jurisdiction	COVINGTON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2022
Census Tract	950401

Owner

40 Dickens Rd is owned and occupied by an individual.

Source: Covington County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	40 DICKENS RD, COLLINS, MS 39428-4503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Aug 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
Aug 16, 2019	Deed of Trust, Mortgage PRIORITYONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	40 DICKENS RD, COLLINS, MS 39428-4503
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DICKENS RD, COLLINS, MS 39428-4503

Mortgage

Document Number	000826/175
Date	Jul 2, 2024
Book Page	826/175

Lender

Name	PEOPLES BANK
Type	Bank
Address	MENDENHALL, MS 39114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	40 DICKENS RD, COLLINS, MS 39428-4503
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DICKENS RD, COLLINS, MS 39428-4503

Mortgage

Document Number	000838/142
Date	Aug 26, 2025
Book Page	838/142

Lender

Name	PEOPLES BANK
Type	Bank
Address	MENDENHALL, MS 39114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2040

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	40 DICKENS RD, COLLINS, MS 39428-4503
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DICKENS RD, COLLINS, MS 39428-4503

Mortgage

Document Number	000803/723
Date	Jul 20, 2022
Book Page	803/723

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	40 DICKENS RD, COLLINS, MS 39428-4503
Transaction Type	Mortgage
Record Updated	Oct 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	767/247
Date	Aug 16, 2019
Book Page	767/247
Instrument	1060684

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 40 Dickens Rd was $1,570 with exemptions applied.

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Municipality	Collins City
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 Disabled Person's exemption	$21,175
2024			$211,440 (-) Land $9,120 Building $202,320
2023		$21,175 (-0.01%)	$211,440 (%) Land $9,120 Building $202,320
2022	$1,478.00 Disabled Person's exemption	$21,177	$211,450 Land $9,130 Building $202,320
2019	$1,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Dickens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Dickens Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 70% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Swyft Connect, Verizon.

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