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40 Derry St, Providence, RI 02908 Property Records

Providence City property record for 40 Derry St, Providence, RI 02908

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,029 sqft · built 1930
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Apr 2016)
Tax Bill$2,349 (2025)
Deeds & MortgagesMay 2023 Transfer
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNPROV M:68 L:254

Property Details

APN / Parcel Number

Primary APNPROV M:68 L:254
Alternative APNs
  • P:0680254 L:0000
  • 31861

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,029 sqft Living Area
Gross Area2,334 sqft
1st Floor Area782 sqft
Basement Area782 sqft
Unfinished Basement782 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,400 sqft (0.055 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number31861
Street Address40 DERRY ST
CityPROVIDENCE
StateRI
Zip02908-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Lot Number254
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group2
Census Block2002
Census Tract2600

Owner

40 Derry St is owned and occupied by an individual who acquired it in January 2023.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address40 DERRY ST, PROVIDENCE, RI 02908-3222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 11, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2016 · Amount on File
Deed SaleApr 19, 2016 · Amount on File
Prior SaleJun 8, 2010 · Amount on File
Deed Document Number2016141039
Deed Book / Page11371 / 315
Last Transfer DateJan 26, 2023
Transfer Doc013862-230
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROVIDENCE RI
Recording DateMay 5, 2023
Property Address40 DERRY ST, PROVIDENCE, RI 02908-3222
Document Number013862-230
Book / Page13862 / 230
Instrument DateJan 26, 2023
Instrument2023345722
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 DERRY ST, PROVIDENCE, RI 02908-3222

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address40 DERRY ST, PROVIDENCE, RI 02908-3222
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013707-140
DateOct 11, 2022
Book Page13707/140
Instrument2022332577
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term481 Months
DueNov 1, 2062

Tax Assessment & Valuation

The 2025 property tax bill for 40 Derry St was $2,349.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,349.00$279,700 Land $125,400 Building $154,300$326,863
2023$3,644.00 (+3.08%)$198,600 (-) Land $70,600 Building $128,000
2022$3,535.00$198,600 Land $70,600 Building $128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Derry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Derry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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