Pickens County property record for 40 Derby Ln, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 19 bd · 4 ba · 3,715 sqft · built 2025 |
| Lot Size | 12.4 acres (542,322 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Sep 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-099 |
| Primary APN | 034-099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 19 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,715 sqft Living Area |
| Basement Area | 2,221 sqft |
| Unfinished Basement | 2,221 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 542,322 sqft (12.4 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 2,216 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 6949 |
|---|---|
| Street Address | 40 DERBY LN |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | DIST24 LL309,310 12.45AC HOUSE |
| Jurisdiction | PICKENS GA |
| Township / Civil Division | LUDVILLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 50400 |
40 Derby Ln is owned and occupied by two individuals who acquired it in September 2024.
Source: Pickens County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 25, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 25, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA'S OWN CU |
| May 9, 2017 | Grant Deed, Transfer · Conventional with PMI GEORGIA'S OWN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2024 |
| Deed Sale | Sep 25, 2024 |
| Prior Sale | Nov 5, 2020 · Amount on File |
| Deed Book / Page | 1412 / 27 |
| Prior Transfer Date | Sep 19, 2024 |
| Prior Transfer Doc | 0014120021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | Sep 25, 2024 |
| Property Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Number | 0014120027 |
| Book / Page | 1412 / 27 |
| Instrument Date | Sep 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | Sep 25, 2024 |
| Property Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Number | 0014120021 |
| Book / Page | 1412 / 21 |
| Instrument Date | Sep 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | Sep 25, 2024 |
| Property Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Number | 0014120023 |
| Book / Page | 1412 / 23 |
| Instrument Date | Sep 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Number | 0011300308 |
| Book / Page | 001130 / 000308 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10190 HIGHWAY 53 W TALKING ROCK GA 301753458, TALKING ROCK, GA 30175-3458 |
| Document Number | 0011300308 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 001130/000308 |
| Name | GEORGIA'S OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | May 9, 2017 |
| Property Address | 40 DERBY LN, TALKING ROCK, GA 30175-3415 |
| Document Number | 0011150688 |
| Book / Page | 001115 / 000688 |
| Instrument Date | May 1, 2017 |
| Instrument | 2327 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10190 HIGHWAY 53 W TALKING ROCK GA 301753458, TALKING ROCK, GA 30175-3458 |
| Document Number | 11150690 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 001115/000690 |
| Instrument | 2328 |
| Name | GEORGIA'S OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30309 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 40 Derby Ln was $1,537.
Source: Pickens County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,440 (+359.91%) Land $81,191 Building $309,249 | $976,100 (+359.91%) Land $202,977 Building $773,123 | |
| 2025 | $1,537.00 | $84,895 Land $62,362 Building $22,533 | $212,238 Land $155,906 Building $56,332 |
| 2023 | $1,233.00 | $60,647 Land $41,328 Building $19,319 | $151,618 Land $103,320 Building $48,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Derby Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Derby Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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