Middlesex County and Stow Town property record for 40 Delaney St, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,932 sqft · built 1910 |
| Lot Size | 4.15 acres (180,774 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (Jun 2019) |
| Tax Bill | $14,709 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R-4 0021-2 |
| Primary APN | R-4 0021-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 4,776 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 180,774 sqft (4.15 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-4 0021-2 |
|---|---|
| Street Address | 40 DELANEY ST |
| City | STOW |
| State | MA |
| Zip | 01775-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 323102 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 DELANEY ST, STOW, MA 01775-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 28, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| May 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Nov 8, 2013 · Amount on Record |
| Deed Book / Page | 72846 / 190 |
| Prior Transfer Date | Jun 10, 2019 |
| Prior Transfer Doc | 72846-190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 40 DELANEY ST, STOW, MA 01775-1022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077189-219 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 77189/219 |
| Instrument | 53586 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 40 DELANEY ST, STOW, MA 01775-1022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080862-354 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 80862/354 |
| Instrument | 158274 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 40 DELANEY ST, STOW, MA 01775-1022 |
| Document Number | 72846-190 |
| Book / Page | 72846 / 190 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 90969 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DELANEY ST, STOW, MA 01775-1022 |
| Document Number | 90970 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 90970 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | May 20, 2019 |
| Property Address | 40 DELANEY ST, STOW, MA 01775-1022 |
| Document Number | 72625-196 |
| Book / Page | 072625 / 000196 |
| Instrument Date | May 20, 2019 |
| Instrument | 65390 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DELANEY ST STOW MA 017751022, STOW, MA 01775-1022 |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,709.00 (+19.87%) | $823,100 (+16.85%) Land $400,800 Building $422,300 | $858,657 (+6.36%) |
| 2025 | $12,271.00 (+15.7%) | $704,400 (+12.7%) Land $381,700 Building $322,700 | $807,310 |
| 2024 | $10,606.00 (-4.04%) | $625,000 (+2.53%) Land $369,300 Building $255,700 | |
| 2023 | $11,052.00 | $609,600 Land $353,900 Building $255,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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