40 Deep Creek Trl, Arden, NC 28704 Property Records

Buncombe County property record for 40 Deep Creek Trl, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,007 sqft · built 2009
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$3,250,000 (Mar 2026)
Tax Bill	$12,820 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`649551-2020-202`

Property Details

APN / Parcel Number

Primary APN	`649551-2020-202`
Alternative APNs	`9633-17-0008-00000` `008224654`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,007 sqft Living Area
Gross Area	8,198 sqft
1st Floor Area	3,085 sqft
Basement Area	3,075 sqft
Finished Basement	2,140 sqft
Unfinished Basement	935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	680 sqft
Deck Area	65 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	649551-2020-202
Street Address	40 DEEP CREEK TRL
City	ARDEN
State	NC
Zip	28704-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 42 SECTION: PLAT: 0116-0067
Legal Subdivision	THE CLIFFS AT WALNUT COVE
Legal Block	1
Legal Lot Number	42
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1009
Census Tract	2303

Owner

40 Deep Creek Trl is owned by two individuals who bought it in March 2026.

Source: Buncombe County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 PAGE RD, LEXINGTON, MA 02420-2606
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Jul 20, 2022 · Amount on File
Deed Book / Page	6579 / 928
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	5672000759
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 31, 2026
Property Address	40 DEEP CREEK TRL, ARDEN, NC 28704-9019
Document Number	0065790928
Book / Page	6579 / 928
Map Reference	MB 116 PG 67
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Tax	$6,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 DEEP CREEK TRL, ARDEN, NC 28704-9019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PAGE RD, LEXINGTON, MA 02420-2606

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 20, 2022
Property Address	40 DEEP CREEK TRL, ARDEN, NC 28704-9019
Document Number	0062410504
Book / Page	6241 / 504
Map Reference	MB 116 PG 67
Instrument Date	Jul 16, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 BIG MOSS LAKE RD, 1040, LUTZ, FL 33558-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DEEP CREEK TRL, ARDEN, NC 28704-9019

Mortgage

Document Number	0006241508
Date	Jul 20, 2022
Instrument	6241/508

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 40 Deep Creek Trl was $12,820, up 5.4% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,820.00 (+5.43%)	$1,988,900 Land $261,700 Building $1,727,200	$1,988,900 Land $261,700 Building $1,727,200
2024	$12,160.00 (+3.29%)
2023	$11,773.00	$1,975,400	$1,975,400 Land $261,700 Building $1,713,700
2021			$1,988,900 Land $261,700 Building $1,727,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Deep Creek Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Deep Creek Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Optimum, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deep Creek Trl

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