40 David St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 40 David St, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,564 sqft · built 1974
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Dec 2008)
Tax Bill$7,066 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNOSTE M:141 L:078

Property Details

APN / Parcel Number

Primary APNOSTE M:141 L:078
Alternative APN
  • 77482

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,564 sqft Living Area
Gross Area4,194 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number77482
Street Address40 DAVID ST
CityOSTERVILLE
StateMA
Zip02655-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number78
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3023
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:141 L:078

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 HAYDEN ROWE ST, HOPKINTON, MA 01748-1844
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Line of Credit
BAY STATE SAVINGS BANK
Nov 09, 2018Deed of Trust, Mortgage · Line of Credit
ST MARY'S CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2008 · Amount on Record
Deed SaleDec 17, 2008 · Amount on Record
Prior SaleAug 29, 2007
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address40 DAVID ST, OSTERVILLE, MA 02655-1712
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001415281
DateDec 22, 2020
Instrument1415281
Lender
NameBAY STATE SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term229 Months
DueJan 01, 2040
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address40 DAVID ST, OSTERVILLE, MA 02655-1712
Document Number0001359642
Instrument DateNov 09, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 DAVID ST OSTERVILLE MA 026551712, OSTERVILLE, MA 02655-1712

Mortgage

Document Number0001359642
DateNov 29, 2018
Instrument1359642
Lender
NameST MARY'S CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,066.00 (+7.42%)$873,400 (+3.69%) Land $331,300 Building $542,100$1,193,200
2024$6,578.00 (+6.11%)$842,300 (+13.32%) Land $331,300 Building $511,000
2023$6,199.00$743,300 Land $308,100 Building $435,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2004 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 223 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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