40 David Ln, Morgantown, WV 26505 Property Records

Monongalia County property record for 40 David Ln, Morgantown, WV 26505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,408 sqft · built 2024
Lot Size	0.23 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2025)
Tax Bill	$3,344 (2026)
Deeds & Mortgages	Jun 2024 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-4UU-0011.0000`

Property Details

APN / Parcel Number

Primary APN	`08-4UU-0011.0000`
Alternative APN	`31-08-4UU-0011.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,408 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Modern
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	8,712 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 DAVID LN
City	MORGANTOWN
State	WV
Zip	26505-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 13 OR .23 AC AUTUMN RIDGE SUB SECTION 3 PHASE 2
Legal Subdivision	AUTUMN RIDGE SUB
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2003
Census Tract	10602

Owner

40 David Ln is owned and occupied by two individuals who bought it in August 2025.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 DAVID LN, MORGANTOWN, WV 26505-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 1, 2025	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on File
Deed Sale	Aug 1, 2025 · Amount on File
Prior Sale	Jun 17, 2024 · Amount on File
Deed Document Number	2025963271
Deed Book / Page	1886 / 587
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	40 DAVID LN, MORGANTOWN, WV 26505-1301
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 CASCADE FALLS DR, RENO, NV 89521-5254

Mortgage

Document Number	0000929670
Date	Jun 17, 2024
Book Page	2609/276
Instrument	929670

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 1, 2025
Property Address	40 DAVID LN, MORGANTOWN, WV 26505-1301
Document Number	0000963271
Book / Page	1886 / 587
Map Reference	CAB 6 ENV 146B
Instrument Date	Jul 23, 2025
Instrument	963271
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,014.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DAVID LN, MORGANTOWN, WV 26505-1301

Mortgage

Document Number	0000963272
Date	Aug 1, 2025
Instrument	963272

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.85%
Index	1-Year T-Bill
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

The 2026 property tax bill for 40 David Ln was $3,344, down 14.8% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,344.00 (-14.85%)	$313,210 (-14.8%) Land $53,050 Building $260,160	$522,017 (-14.8%) Land $88,417 Building $433,600
2025	$3,927.00	$367,630 Land $35,470 Building $332,160	$612,700 Land $59,100 Building $553,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 David Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 David Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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