Bergen County and Waldwick Borough property record for 40 Cyli Pl, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,446 sqft · built 1950 |
| Lot Size | 0.461 acres (20,099 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jun 2024) |
| Tax Bill | $12,880 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00162-01-00024 |
| Primary APN | 64-00162-01-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 20,099 sqft (0.461 acres) |
| Lot Dimensions | 300 ft deep x 67 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400162A00024 |
|---|---|
| Street Address | 40 CYLI PL |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 67X300 6LT |
| Legal Subdivision | FINE ART HOMES INE SEC #1 |
| Legal Block | 162 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Jun 14, 2024 | Deed, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jan 25, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Prior Sale | Mar 24, 1988 · Amount on Record |
| Deed Document Number | 202435737 |
| Deed Book / Page | 5260 / 1367 |
| Prior Transfer Date | Oct 13, 2020 |
| Prior Transfer Doc | 0039270076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Document Number | 0056850314 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 5685/314 |
| Instrument | 2025089347 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 14, 2024 |
| Property Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Document Number | 0052601367 |
| Book / Page | 5260 / 1367 |
| Instrument Date | May 22, 2024 |
| Instrument | 2024035737 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 ESTHER DR, HIGHLAND LAKES, NJ 07422-1012 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Document Number | 2024035738 |
|---|---|
| Date | Jun 14, 2024 |
| Instrument | 2024035738 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 25, 2021 |
| Property Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Document Number | 0039270076 |
| Book / Page | 3927 / 76 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 21-010182 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CYLI PL, WALDWICK, NJ 07463-1206 |
| Document Number | 21010183 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 21-010183 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 739 Months |
| Due | Aug 23, 2082 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Annually |
| Index | LIBOR |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,200 (-) Land $350,100 Building $211,100 | $561,200 (-) Land $350,100 Building $211,100 | |
| 2025 | $12,880.00 (+3.66%) | $561,200 (+22.03%) Land $350,100 Building $211,100 | $561,200 (+22.03%) Land $350,100 Building $211,100 |
| 2024 | $12,425.00 (-5.13%) | ||
| 2023 | $459,900 Land $304,900 Building $155,000 | $459,900 Land $304,900 Building $155,000 | |
| 2022 | $13,097.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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