40 Cushing St, Quincy, MA 02170 Property Records

Norfolk County and Quincy City property record for 40 Cushing St, Quincy, MA 02170

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,576 sqft · built 1925
Lot Size	0.116 acres (5,071 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2022)
Tax Bill	$8,226 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:5093B B:11 L:B`

Property Details

APN / Parcel Number

Primary APN	`M:5093B B:11 L:B`
Alternative APNs	`QUIN M:5093B B:11 L:B` `1616501`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	3,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,071 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1616501
Street Address	40 CUSHING ST
City	QUINCY
State	MA
Zip	02170-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BUSC
Legal Block	11
Legal Lot Number	B
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	4
Census Block	4009
Census Tract	417601

Owner

40 Cushing St is owned and occupied by two individuals who bought it in December 2022.

Source: Norfolk County and Quincy City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CUSHING ST, QUINCY, MA 02170-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Deed Document Number	2022102944
Deed Book / Page	40960 / 139
Record Updated	Sep 20, 2026

December 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	QUINCY MA
Recording Date	Dec 7, 2022
Property Address	40 CUSHING ST, QUINCY, MA 02170-2732
Document Number	040960-139
Book / Page	40960 / 139
Instrument Date	Dec 7, 2022
Instrument	102944
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 CUSHING ST, QUINCY, MA 02170-2732

Mortgage

Document Number	0000102945
Date	Dec 7, 2022
Instrument	102945

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jan 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cushing St was $8,226, up 7.5% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,226.00 (+7.46%)	$713,400 (+5.04%) Land $344,000 Building $369,400	$770,355 (+2.24%)
2024	$7,655.00 (+7.5%)	$679,200 (+6.16%) Land $344,000 Building $335,200	$753,445
2023	$7,121.00	$639,800 Land $327,600 Building $312,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cushing St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Cushing St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Starry, T-Mobile.

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