40 Crawford St, Berea, KY 40403 Property Records

Madison County property record for 40 Crawford St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 960 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Oct 2025)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`B010-0013-0002`

Property Details

APN / Parcel Number

Primary APN	`B010-0013-0002`
Alternative APNs	`164005` `126451` `89338` `55990`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Gas

Location & Zoning

Account Number	55990
Street Address	40 CRAWFORD ST
City	BEREA
State	KY
Zip	40403-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER ADDITION BLK C (0.20 ACRES)
Legal Subdivision	BAKER
Legal Block	C
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1016
Census Tract	11303

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CRAWFORD ST, BEREA, KY 40403-1768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Nov 16, 2021	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF MANCHEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202514292249
Deed Book / Page	874 / 424
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 15, 2025
Property Address	40 CRAWFORD ST, BEREA, KY 40403-1768
Document Number	00D874/424
Book / Page	D874 / 424
Map Reference	MB 16 PG 167
Instrument Date	Oct 10, 2025
Instrument	2014292249
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 TAMARACK RD, OWENSBORO, KY 42301-6969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CRAWFORD ST, BEREA, KY 40403-1768

Mortgage

Document Number	0M2416/647
Date	Oct 15, 2025
Book Page	M2416/647
Instrument	2014292252

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 16, 2021
Property Address	40 CRAWFORD ST, BEREA, KY 40403-1768
Document Number	00D814/356
Book / Page	D814 / 356
Instrument Date	Nov 12, 2021
Instrument	2014064148
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	661 HIGHWAY 1016, 661, BEREA, KY 40403-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 WAYCROSS STREET, BRODHEAD, KY 40409

Mortgage

Document Number	2014064149
Date	Nov 16, 2021
Instrument	2014064149

Lender

Name	THE FIRST NATIONAL BANK OF MANCHEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0M2112/480
Date	Nov 23, 2021
Book Page	M2112/480
Instrument	2014065098

Lender

Name	FIRST NATIONAL BANK OF MANCHESTER
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Nov 12, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,192.00 (+1.27%)	$100,000 (-)	$100,000 (-)
2024	$1,177.00 (-10.02%)	$100,000 (-)	$100,000 (-)
2023	$1,308.00	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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