40 Cram Rd, East Baldwin, ME 04024 Property Records

Cumberland County and Baldwin Town property record for 40 Cram Rd, East Baldwin, ME 04024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1987
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on File
Last Sale	$218,800 (Dec 2018)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:003 L:015-A`

Property Details

APN / Parcel Number

Primary APN	`M:003 L:015-A`
Alternative APNs	`BALD M:3 B:15 L:A` `193`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	213,444 sqft (4.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	193
Street Address	40 CRAM RD
City	EAST BALDWIN
State	ME
Zip	04024-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Legal Lot Number	A
Jurisdiction	BALDWIN ME
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3009
Census Tract	16500

Owner

40 Cram Rd is owned and occupied by an individual who bought it in December 2018.

Source: Cumberland County and Baldwin Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	40 CRAM RD, EAST BALDWIN, ME 04024-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Dec 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
Dec 13, 2018	Warranty Deed, Transfer · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Deed Document Number	201862967
Deed Book / Page	35349 / 163
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	0353490163
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	40 CRAM RD, EAST BALDWIN, ME 04024-4037
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378490242
Date	Feb 23, 2021
Book Page	37849/242
Instrument	13047

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN ME
Recording Date	Dec 18, 2018
Property Address	40 CRAM RD, EAST BALDWIN, ME 04024-4037
Document Number	0353620001
Book / Page	035362 / 000001
Instrument Date	Dec 11, 2018
Instrument	63932
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CRAM RD EAST BALDWIN ME 040244037, EAST BALDWIN, ME 04024-4037

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN ME
Recording Date	Dec 13, 2018
Property Address	40 CRAM RD, EAST BALDWIN, ME 04024-4037
Document Number	0353490163
Book / Page	35349 / 163
Instrument Date	Dec 7, 2018
Instrument	62967
Transaction Type	Transfer
Record Updated	May 11, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CRAM RD, EAST BALDWIN, ME 04024-4037

Mortgage

Document Number	62968
Date	Dec 13, 2018
Instrument	62968

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cram Rd was $3,734, down 0.6% from the year before.

Source: Cumberland County and Baldwin Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Baldwin Town
Unified School District	School Administrative District 55 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,734.00 (-0.64%)	$233,400 (-) Land $30,900 Building $202,500
2024	$3,758.00 (+13.64%)	$233,400 (-) Land $30,900 Building $202,500
2023	$3,307.00 (+14.07%)	$233,400 (-) Land $30,900 Building $202,500
2022	$2,899.00	$233,400 Land $30,900 Building $202,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Cram Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cram Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cram Rd

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