40 Covey Pt, Sumter, SC 29150 Property Records

Sumter County property record for 40 Covey Pt, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,609 sqft · built 2006
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Mar 2018)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`184-11-03-005`

Property Details

APN / Parcel Number

Primary APN	`184-11-03-005`
Alternative APN	`17483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,609 sqft Living Area
1st Floor Area	2,609 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	294 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17483
Old Parcel Number	184 11 03 005
Street Address	40 COVEY PT
City	SUMTER
State	SC
Zip	29150-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 247 .58 AC PB01-434&239
Legal Subdivision	TIMBERLINE MDWS
Legal Lot Number	247 58
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2001
Census Tract	1701

Owner

40 Covey Pt is owned and occupied by two individuals who bought it in March 2018.

Source: Sumter County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	40 COVEY PT, SUMTER, SC 29150-5329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	Jun 1, 2006 · Amount on File
Deed Document Number	0012415826
Deed Book / Page	1241 / 5826
Record Updated	Jun 8, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 6, 2018
Property Address	40 COVEY PT, SUMTER, SC 29150-5329
Document Number	0012415826
Book / Page	001241 / 005826
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 COVEY PT SUMTER SC 291505329, SUMTER, SC 29150-5329

Mortgage

Document Number	12415830
Date	Mar 6, 2018
Book Page	001241/005830

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Covey Pt was $2,374.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00	$12,440 Land $1,520 Building $10,920	$310,982 Land $38,000 Building $272,982
2023		$12,330 (-) Land $1,520 Building $10,810	$310,982 (-) Land $38,000 Building $272,982
2022	$2,238.00	$12,330 Land $1,520 Building $10,810	$310,982 Land $38,000 Building $272,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Covey Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Covey Pt is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20