40 Covewood Cir, Eustis, FL 32726 Property Records

Lake County property record for 40 Covewood Cir, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1980
Lot Size	0.296 acres (12,898 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Apr 2021)
Tax Bill	$3,495 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-0500-00B-01300`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-0500-00B-01300`
Alternative APN	`1748020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,898 sqft (0.296 acres)
Lot Width	92 ft Width
Garage Type	Finished
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft
Utility Building	1,197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1748020
Street Address	40 COVEWOOD CIR
City	EUSTIS
State	FL
Zip	32726-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUSTIS LAKE JOANNA HEIGHTS LOT 13 BLK B PB 20 PG 28 ORB 5680 PG 1713
Legal Range	27E
Legal Township	19S
Legal Section	07
Legal Subdivision	EUSTIS
Legal Tract	500
Legal Block	B
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3023
Census Tract	30203

Owner

40 Covewood Cir is owned and occupied by an individual who bought it in April 2021.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40 COVEWOOD CIR, EUSTIS, FL 32726-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 26, 2017	Warranty Deed, Transfer MORTGAGE FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	2021046792
Deed Book / Page	5680 / 1713
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 7, 2021
Property Address	40 COVEWOOD CIR, EUSTIS, FL 32726-7005
Document Number	0056801713
Book / Page	5680 / 1713
Map Reference	MB 20 PG 28
Instrument Date	Mar 30, 2021
Instrument	2021046792
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 COVEWOOD CIR, EUSTIS, FL 32726-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PINE AVENUE, TAVARES, FL 32778

Mortgage

Document Number	0056801715
Date	Apr 7, 2021
Instrument	5680/1715

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 26, 2017
Property Address	40 COVEWOOD CIR, EUSTIS, FL 32726-7005
Document Number	0049770473
Book / Page	004977 / 000473
Instrument Date	Jul 18, 2017
Instrument	79962
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	EQUITABLE TITLE/MID-FLORIDA LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COVEWOOD CIR EUSTIS FL 327267005, EUSTIS, FL 32726-7005

Mortgage

Document Number	49770475
Date	Jul 26, 2017
Book Page	004977/000475
Instrument	79963

Lender

Name	MORTGAGE FIN
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,900 Land $105,000 Building $116,900	$249,816 Land $105,000 Building $144,816
2024	$3,495.00 (+4.58%)
2023	$3,342.00 (+2.45%) Homeowner's exemption	$209,370 (+3.62%)	$244,564 (+21.04%) Land $105,000 Building $139,564
2022	$3,262.00 Homeowner's exemption	$202,054	$202,054 Land $63,750 Building $138,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Covewood Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Covewood Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Covewood Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures