40 Coventry Rd, Endicott, NY 13760 Property Records

Tioga County and Owego Town property record for 40 Coventry Rd, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,976 sqft · built 1978
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Feb 2019)
Tax Bill	$7,117 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`493089 142.16-1-33`

Property Details

APN / Parcel Number

Primary APN	`493089 142.16-1-33`
Alternative APNs	`308914201600010330000000` `00000010357`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	194 ft deep x 130 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	140 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000010357
Street Address	40 COVENTRY RD
City	ENDICOTT
State	NY
Zip	13760-4257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	6
Census Block	6011
Census Tract	20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 COVENTRY RD, ENDICOTT, NY 13760-4257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC
Feb 7, 2019	Quit Claim Deed, Transfer · ARM VISIONS FCU
Feb 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Feb 7, 2019
Deed Document Number	2019508
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	0000000506
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Recording Date	Apr 20, 2026
Property Address	40 COVENTRY RD, ENDICOTT, NY 13760-4257
Document Number	202600001367
Instrument Date	Apr 10, 2026
Instrument	20261367
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COVENTRY RD, ENDICOTT, NY 13760-4257
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001367,
Date	Apr 20, 2026
Instrument	20261367

Lender

Name	VISIONS FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	40 COVENTRY RD, ENDICOTT, NY 13760-4257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000004325
Date	Nov 2, 2020
Instrument	20200-00004325

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 7, 2019
Property Address	40 COVENTRY RD, ENDICOTT, NY 13760-4257
Document Number	2019000000506
Instrument Date	Jan 28, 2019
Instrument	20190-00000506
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 TOWNSHIP RD # 503, 503, CHARLOTTE, NC 28273

Mortgage

Document Number	2019000000508
Date	Feb 7, 2019
Instrument	20190-00000508

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Mar 1, 2034
Index	10-Year CMTI
Margin	3

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 7, 2019
Property Address	40 COVENTRY RD, ENDICOTT, NY 13760-4257
Document Number	2019000000508
Instrument Date	Dec 20, 2018
Instrument	20190-00000508
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 TOWNSHIP ROAD 609, 609, ENDICOTT, NY 13760

Mortgage

Document Number	19000000509
Date	Feb 7, 2019
Instrument	190-00000509

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Mar 1, 2034
Max Rate At Change	3%

Mortgage

Document Number	2019000000508
Date	Feb 7, 2019
Instrument	20190-00000508

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Mar 1, 2034
Margin	3

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,117.00 (-0.06%)
2025	$7,121.00 (+185.64%)	$114,900 (-) Land $20,900 Building $94,000	$219,904 (+3.35%) Land $40,000 Building $179,904
2023		$114,900 Land $20,900 Building $94,000	$212,778 Land $38,704 Building $174,074
2019	$2,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWEGO WD #2 serves 2,754 people · EPA ID NY5305672
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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