40 Cove Rd, Georgetown, ME 04548 Property Records

Sagadahoc County and Georgetown Town property record for 40 Cove Rd, Georgetown, ME 04548

Property Summary

Property TypeSingle Family Home
Lot Size2.76 acres (120,226 sqft)
Owner2 Individual Names on Record
Tax Bill$1,994 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNGEON M:11R L:045-A-2

Property Details

APN / Parcel Number

Primary APNGEON M:11R L:045-A-2
Alternative APN
  • 95

Exterior

Lot Area120,226 sqft (2.76 acres)

Location & Zoning

Account Number95
Street Address40 COVE RD
CityGEORGETOWN
StateME
Zip04548-3830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number45-A-2
JurisdictionGEORGETOWN ME
Township / Civil DivisionGEORGETOWN
Census Block Group4
Census Block4013
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Georgetown Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 COVE RD, GEORGETOWN, ME 04548-3830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN ME
Property Address40 COVE RD, GEORGETOWN, ME 04548-3830
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000789
DateFeb 24, 2023
Instrument2023R-00789
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Sagadahoc County and Georgetown Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionGeorgetown Town
Unified School DistrictGeorgetown (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,994.00 (+4.34%)$317,500 (-) Land $131,900 Building $185,600
2024$1,911.00 (+11.95%)$317,500 (+64.42%) Land $131,900 Building $185,600
2022$1,707.00$193,100 Land $73,300 Building $119,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims6 (2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Axiom
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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