40 Cove Ln, Muir Beach (Sausalito), CA 94965 Property Records

Marin County property record for 40 Cove Ln, Muir Beach, CA 94965

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,598 sqft · built 1964
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Company Names on Record
Last Sale	$600,000 (Jan 2025)
Tax Bill	$8,235 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199-233-01`

Property Details

APN / Parcel Number

Primary APN	`199-233-01`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,598 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1969
Architectural Style	Contemporary
Lot Area	3,000 sqft (0.069 acres)
Garage Area	362 sqft
Parking Spaces	1 Parking Space
Deck Area	518 sqft
Patio Area	518 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	40 COVE LN
City	MUIR BEACH
State	CA
Zip	94965-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 5 PG 17 BLK 6 LOT 6
Legal Subdivision	BELLO BEACH 01
Legal Lot Number	6
Jurisdiction	MARIN CA
Township / Civil Division	BOLINAS
Census Block Group	1
Census Block	1100
Census Tract	131100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 COVE LN, MUIR BEACH, CA 94965-9718
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CREDIT UNION
Jul 6, 2021	Intrafamily Transfer, Transfer
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Deed Document Number	2025586
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	0000000587
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Recording Date	May 12, 2026
Property Address	40 COVE LN, MUIR BEACH, CA 94965-9718
Document Number	0000013980
Instrument Date	Apr 29, 2026
Instrument	202613980
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	40 COVE LN, MUIR BEACH, CA 94965-9718

Mortgage

Document Number	0000013980,
Date	May 12, 2026
Instrument	202613980

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2051

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Recording Date	Apr 6, 2026
Property Address	40 COVE LN, MUIR BEACH, CA 94965-9718
Document Number	0000009997
Instrument Date	Mar 30, 2026
Instrument	20269997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	40 COVE LN, MUIR BEACH, CA 94965-9718

Mortgage

Document Number	0000009997,
Date	Apr 6, 2026
Instrument	20269997

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Jul 6, 2021
Property Address	40 COVE LN, MUIR BEACH, CA 94965-9718
Document Number	0000044230
Map Reference	MB 5 PG 17
Instrument Date	Jun 23, 2021
Instrument	2021-0044230
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COVE LN, MUIR BEACH, CA 94965-9718

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Nov 8, 2019
Property Address	40 COVE LN, MUIR BEACH, CA 94965-9718
Document Number	0000042412
Instrument Date	Oct 10, 2019
Instrument	42412
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COVE LN MUIR BEACH CA 949659718, MUIR BEACH, CA 94965-9718

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	Mill Valley Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,700 (-12.4%) Land $392,700 Building $204,000
2025	$8,235.00 (+4.54%)	$681,130 (+4.04%) Land $403,984 Building $277,146
2023	$7,877.00 (+3.67%) Homeowner's exemption	$654,685 Land $388,299 Building $266,386
2022	$7,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUIR BEACH COMMUNITY serves 336 people · EPA ID CA2100508
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Muir Beach LAN Fixed Wireless	2,000 / 2,000
Unwired Fixed Wireless	300 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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