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40 County Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 40 County Rd, Oak Bluffs, MA 02557

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1966
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Tax Bill$3,763 (2025)
Deeds & MortgagesJan 2021 Refinance
Jan 2021 Transfer
Flood ZoneZone AE (high risk)
APNOAKB M:0007 B:0094 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0007 B:0094 L:000
Alternative APN
  • 778

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area800 sqft Living Area
Gross Area1,276 sqft
Basement Area340 sqft
Unfinished Basement340 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number778
Street Address40 COUNTY RD
CityOAK BLUFFS
StateMA
Zip02557-6813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block94
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group4
Census Block4005
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records · APN OAKB M:0007 B:0094 L:000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address87 SUMMER AVE, READING, MA 01867-2340
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2016
Deed SaleDec 07, 2016
Prior SaleDec 14, 2015 · Amount on Record
Deed Book / Page1423 / 821
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address40 COUNTY RD, OAK BLUFFS, MA 02557-6813
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001560-752
DateJan 19, 2021
Book Page1560/752
Instrument202100000372
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAK BLUFFS MA
Recording DateJan 19, 2021
Property Address40 COUNTY RD, OAK BLUFFS, MA 02557-6813
Document Number001560-774
Book / Page1560 / 774
Instrument DateJan 14, 2021
Instrument373
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address87 SUMMER AVE, READING, MA 01867-2340

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,763.00 (+0.86%)$745,100 (+4.46%) Land $529,600 Building $215,500
2024$3,731.00 (-3.52%)$713,300 (-2.61%) Land $481,300 Building $232,000
2023$3,867.00$732,400 Land $510,200 Building $222,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 7, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1992)
Most Recent ClaimDec 1992 · Winter Coastal Storm

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 333 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOAK BLUFFS WATER DISTRICT
serves 24,000 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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