Washington County and Pembroke Town property record for 40 Cottage Ln, Pembroke, ME 04666
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 832 sqft · built 1997 |
| Lot Size | 3.73 acres (162,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $464,000 (Mar 2026) |
| Tax Bill | $4,459 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:001 L:021 |
| Primary APN | M:001 L:021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 162,479 sqft (3.73 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 236 |
|---|---|
| Street Address | 40 COTTAGE LN |
| City | PEMBROKE |
| State | ME |
| Zip | 04666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SHORE |
| Legal Lot Number | 21-1 |
| Jurisdiction | PEMBROKE ME |
| Township / Civil Division | PEMBROKE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 955900 |
40 Cottage Ln is owned and occupied by two individuals who bought it in March 2026.
Source: Washington County and Pembroke Town records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 COTTAGE LN, PEMBROKE, ME 04666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK |
| Dec 4, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Jun 9, 2025 · Amount on File |
| Deed Document Number | 20262245 |
| Deed Book / Page | 5277 / 324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEMBROKE ME |
| Recording Date | Mar 31, 2026 |
| Property Address | 40 COTTAGE LN, PEMBROKE, ME 04666 |
| Document Number | 0052770324 |
| Book / Page | 5277 / 324 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20262245 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0020262246 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-2246 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEMBROKE ME |
| Recording Date | Dec 4, 2019 |
| Property Address | 40 COTTAGE LN, PEMBROKE, ME 04666-4604 |
| Document Number | 0046170151 |
| Book / Page | 4617 / 151 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 12417 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 ORRIS ST, MELROSE, MA 02176-1603 |
| Document Number | 12418 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 12418 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Cottage Ln was $4,459, down 0.7% from the year before.
Source: Washington County and Pembroke Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Washington County |
| County Subdivision | Pembroke Town |
| Unified School District | Pembroke (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,459.00 (-0.71%) | $247,700 (+31.27%) Land $110,500 Building $137,200 | |
| 2024 | $4,491.00 | $188,700 Land $75,700 Building $113,000 | $280,155 |
| 2022 | $4,038.00 | $188,700 Land $75,700 Building $113,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Cottage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cottage Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wireless Partners Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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