40 Cortland St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 40 Cortland St, Geneva, NY 14456

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,402 sqft · built 1900
Lot Size	0.114 acres (4,964 sqft)
Owner	Company Name on File
Last Sale	$68,000 (Jun 2023)
Tax Bill	$2,391 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2017 Mortgage + 3 more
APN	`320500 104.57-2-62`

Property Details

APN / Parcel Number

Primary APN	`320500 104.57-2-62`
Alternative APNs	`050010405700020620000000` `03101570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,402 sqft Total Area
1st Floor Area	700 sqft
2nd Floor Area	702 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,964 sqft (0.114 acres)
Lot Dimensions	146 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03101570
Street Address	40 CORTLAND ST
City	GENEVA
State	NY
Zip	14456-2808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Block	2
Legal Lot Number	62.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2014
Census Tract	51801

Owner

40 Cortland St, a duplex, is owned by a company that bought it in June 2023.

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	106 WEST ST, GENEVA, NY 14456-2540
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JAN MORTANTI
May 8, 2017	Deed of Trust, Mortgage RELIANT COMMUNITY CREDIT UNION
Apr 17, 2019	Warranty Deed, Transfer
May 8, 2017	Deed, Transfer NOT AVAILABLE, GEORGE F. NEWTON
May 22, 2008	Deed, Transfer BRAD PROZELLER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	202382
Deed Book / Page	1520 / 406
Prior Transfer Date	Oct 24, 2004
Prior Transfer Doc	1130000198
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 23, 2023
Property Address	40 CORTLAND ST, GENEVA, NY 14456-2808
Document Number	001520/406
Book / Page	1520 / 406
Instrument Date	Jun 22, 2023
Instrument	202306230082
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202306230083
Date	Jun 23, 2023
Instrument	202306230083

Lender

Name	JAN MORTANTI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	40 CORTLAND ST, GENEVA, NY 14456-2808
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002759/0000000103
Date	May 8, 2017
Book Page	0000002759/0000000103

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Apr 17, 2019
Property Address	40 CORTLAND ST, GENEVA, NY 14456-2808
Document Number	001426/644
Book / Page	1426 / 644
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 STATE ROUTE 245, STANLEY, NY 14561-9758

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	May 8, 2017
Property Address	40 CORTLAND ST, GENEVA, NY 14456-2808
Document Number	0000001384/0000000438
Book / Page	0000001384 / 0000000438
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	NOT AVAILABLE, GEORGE F. NEWTON

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CORTLAND ST, GENEVA, NY 14456-2808

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	May 22, 2008
Property Address	40 CORTLAND ST, GENEVA, NY 14456-2808
Document Number	0000001206/0000000672
Book / Page	0000001206 / 0000000672
Instrument Date	May 22, 2008
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	BRAD PROZELLER

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CORTLAND ST, GENEVA, NY 14456-2808

Tax Assessment & Valuation

The 2026 property tax bill for 40 Cortland St was $2,391, up 2.8% from the year before.

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,391.00 (+2.75%)
2025	$2,327.00	$68,000 Land $4,900 Building $63,100	$73,913 Land $5,326 Building $68,587
2023		$46,500 (-) Land $4,900 Building $41,600	$59,615 (+14.1%) Land $6,282 Building $53,333
2022		$46,500 Land $4,900 Building $41,600	$52,247 Land $5,506 Building $46,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 40 Cortland St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cortland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile.

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