40 Cooper St, Charleston, SC 29403 Property Records

Charleston County property record for 40 Cooper St, Charleston, SC 29403

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Oct 2022)
Tax Bill	$7,564 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Oct 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`459-06-01-010`

Property Details

APN / Parcel Number

Primary APN	`459-06-01-010`

Exterior

Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	151 ft deep x 18 ft wide

Location & Zoning

Street Address	40 COOPER ST
City	CHARLESTON
State	SC
Zip	29403-5054
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	MAPPLATB S22 MAPPLATP 0201 SUBDIVISIONNAME CITY OF CHARLESTON LOT A
Legal Subdivision	40 COOPER ST
Legal Lot Number	A
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1012
Census Tract	900

Owner

40 Cooper St, residential vacant land, is owned by a company that acquired it in October 2024.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1051, MOUNT PLEASANT, SC 29465-1051
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Construction Mortgage SERVISFIRST BANK
Oct 3, 2022	Deed, Transfer · Line of Credit FIRST CAPITAL BANK
Sep 22, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Book / Page	1140 / 704
Last Transfer Date	Oct 16, 2024
Transfer Doc	0012740826
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	40 COOPER ST, CHARLESTON, SC 29403-5054
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 ROSEMEAD RD, MOUNT PLEASANT, SC 29464-3708

Mortgage

Document Number	0013560229
Date	Dec 11, 2025
Book Page	1356/229

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 3, 2022
Property Address	40 COOPER ST, CHARLESTON, SC 29403-5054
Document Number	0011400704
Book / Page	1140 / 704
Map Reference	MB S22 PG 201
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 COLUMBUS ST APT B, B, CHARLESTON, SC 29403-6682

Mortgage

Document Number	0011400705
Date	Oct 3, 2022
Book Page	1140/705

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 22, 2022
Property Address	40 COOPER ST, CHARLESTON, SC 29403-5054
Document Number	0011390403
Book / Page	1139 / 403
Map Reference	MB S22 PG 201
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$689.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MEETING ST APT 6037, 6037, CHARLESTON, SC 29403-4599
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cooper St was $7,564, down 1.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,564.00 (-1.21%)	$463,000 (+1,614.81%) Land $463,000	$463,000 Land $463,000
2024	$7,657.00	$27,000
2022	$451.00	$1,710	$198,800 Land $198,800
2020			$450,000 Land $450,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Cooper St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Severe Storms And Flooding, Oct 2015 · 5 claims Hurricane Hugo, Sep 1989 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Home Telecom.

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