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40 Cooper Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 40 Cooper Rd, Chepachet, RI 02814 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,040 sqft · built 2008
Lot Size6.76 acres (294,466 sqft)
Owner2 Individual Names on File
Tax Bill$7,736 (2025)
Deeds & MortgagesJun 2026 Reverse Mortgage
Apr 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN6-0409-25

Property Details

APN / Parcel Number

Primary APN6-0409-25
Alternative APN
  • GLOC M:017 B:073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
Gross Area4,396 sqft
1st Floor Area2,040 sqft
Basement Area1,800 sqft
Unfinished Basement1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area294,466 sqft (6.76 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6-0409-25
Street Address40 COOPER RD
CityCHEPACHET
StateRI
Zip02814-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block73
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group3
Census Block3016
Census Tract13102

Owner

Source: Glocester Town records · APN 6-0409-25

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 COOPER RD, CHEPACHET, RI 02814-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Apr 30, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DISCOVER BANK
Nov 01, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Recording DateJun 01, 2026
Property Address40 COOPER RD, CHEPACHET, RI 02814-1430
Document Number000990-247
Book / Page990 / 247
Instrument DateMay 26, 2026
Instrument202657107
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 COOPER RD, CHEPACHET, RI 02814-1430

Mortgage

Document Number0000057107,
DateJun 01, 2026
Book Page990/247
Instrument202657107
Lender
NameLONGBRIDGE FINANCIAL LLC
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term901 Months
DueJul 01, 2101
Interest
Rate6.3%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address40 COOPER RD, CHEPACHET, RI 02814-1430
Transaction TypeMortgage
Record UpdatedMay 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000944-308
DateApr 30, 2024
Book Page944/308
Instrument53284
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueMay 01, 2044

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address40 COOPER RD, CHEPACHET, RI 02814-1430
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number808-211
DateNov 01, 2019
Book Page808/211
Instrument42165
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

Tax Assessment & Valuation

Source: Glocester Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionGlocester Town
Secondary School DistrictFoster-Glocester Regional School District (06 - 12)
Elementary School DistrictGlocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,736.00 (+0.06%)$542,500 (-) Land $144,900 Building $397,600
2023$7,731.00 (+11.67%)$542,500 (+46.46%) Land $144,900 Building $397,600
2022$6,923.00$370,400 Land $101,900 Building $268,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070131023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Nearby Flood Policies6 in force
6 of 6 on primary residences
Nearby Flood Claims2 (2005–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2008

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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